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About Me


Found 7 results

  1. Now see them here at home https://www.theguardian.com/environment/gallery/2017/jun/27/ocean-plastic-pollution-scotland-in-pictures
  2. Hi there, I hope someone can help me with these cases. When I was young and naive I got offered in the Debenhams and River Island store cards under the premise of extra discounts so I signed up in the stores. I was obviusly not advise of PPI, nor did I know what it was, and obviously charge for it. I do not remember in any case the mention of PPI, just the offered extra discounts and offers, and even the store-assistant filling the form for me, and putting crosses where to sign, her going to make a phone call and having an answer there and then. A few years later and when I st
  3. Hello, I'm starting to develop a real interest in this subject as I've seen huge injustices in the past, so this is my vigilante intervention (I think I know the guy that got a PCN). he parked his motorcycle in the same place he has done for the last couple of summers - we often admire it with the kids. This afternoon I saw a ticket being written by an enforcement officer, who stuck the yellow bag on the seat of the bike. The location I will do my best to describe. It is a large area of road which has been divided up into car parking spaces to one side, a bus "slip road"
  4. Hi guys, pretty new to the forum. Ive had my successes with bank charges in the past many moons ago. However i had a hammering off River Island / GE / Santander store card back in the day for my store card with regards to late payment charges, over limit charges etc etc. The account is since closed. Is there still any scope for me to reclaim these in this day and age? As i'd obviously like to pursue some of my money back if its a possibility but dont want to chuck a tenner their way if its not going to get me anywhere! If this is the case id appreciate some guidance.
  5. Hi CCA to OC who returned £1 p.o. as now administered by CL finance. Also made a CCA request to CL Finance prior to this on 24.01.14 (free proof of posing obtained) No CCA r'cd from them. Letter r'cd this morning saying they [CL] have now assigned this to Hoist Portfolio Holding and that future correspondence should be directed to them. I am going to send a letter to HPH just stating that since their clients are in default of my formal CCA Request their letter is an unlawful demand for payment. Do I need to say anything else and is it worth copying t
  6. Hi I had a River Island store card with ppi & have some statements and agreement from Santander. Claim form sent and final response recieved stating I had option to cancel and that I signed the agreement. Have reffered to FOS and am just completing the form. I can remember being asked to sign the form to strengthen the case for getting an agreement by a young shop assistant who was more interested in selling the ppi than the goods! Dont recall any option being mentioned either but am looking for advice to strengthen my case. BF
  7. Hi All, I'm hearing that for a GE Capital RI Store Card you should write to Santander, is this correct? I had one about 10 years ago, I'm fairly sure it had PPI on it but I have absolutely no details about it. Not even an account number. Worth an SAR to Santander (or GE?)? Or just forget about it? It was, after all, agessssssss ago. Any assistance greatly appreciated. Cheers DD
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