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Found 11 results

  1. Hello,, Today I received a notice of intention to prosecute from Govia Thameslink Railway after an incident on Northern Rail back in January. I am extremely extremely worried about this incident and it is causing me great upset. I have read around on this forum and have prepared my response below to the notice of intended prosecution, please can you offer any advice on what I should / should not included and also indicate what the repercussions of this could be? Is there anything else I should do like ringing them etc? Any help is massively appreciated! RESPONSE
  2. Dear all, I have recently received a letter of intention to prosecute due to an offence that took place in November. I had decided to try riding the train without buying a ticket as I had realised that there where no barriers at the station near my house and the barriers where always open at my University station(Incredibly stupid I know). I was caught by I believe a loss protection officer for southern rail, who took my statement and cautioned me. The issue being that I panicked and lied to the loss protection officer, claiming that I didn't have time to get a ticket
  3. Hi, NPower have sent me a letter headed "Your outstanding balance and Noticeof Intention to file a default on your credit file". I think this debt possibly goes back to 2014, when I moved into my current property and NPOWER were supplying the property at that time. Is there any way for me to find out why I owe them this money? They have given me till the 12th of october to make the full payment of £196.54 or agree to a payment arrangement. Please advise? Thank YOu!
  4. Hello everyone I wondered if someone had some advice on what i should do, the problem is the following. I was out of the country for nearly two years and suffered a succession of financial problems, work came and went as did accomodation. As a result of all the stress i neglected to contact the Student Loans company about deferment. It is very expensive to call them from Holland. Well I actually sent them a fax about this time last year explaining my situation and asked them to contact me via email or reply to the fax number, but they didn't, they just kept calling my parents.
  5. I have been an HSBC customer in three countries and I've never seen anything like this. Everything we do with HSBC UK seems to have a negative affect on our credit rating. I've never defaulted on a payment, and was planning to buy our place in a few months time. It's way beyond illogical, it's just plain ridiculous. I opened an HSBC Advance package a few months ago, as I was told that getting a credit card would help my credit rating, and help me secure a mortgage. I was offered a credit card limit for a few thousand pounds, but as I was not planning on using this that m
  6. I had a weekly ticket, but forgot my photocard. My ticket was taken from me (still had 4 days left on it) and I was questioned by an RPI guy. Unfortunately, I have no recollection of what I said to him because being forced to stand on a crowded train platform caused me to have a panic attack. I think I was so desperate to get out of there that I just agreed to everything he said. A few months later I get a letter saying that I had 14 days to give my side of the story. I wrote back apologizing for my error and I also sent them the photocard. I have had panic attacks and chest pains ever s
  7. Hi All, In late November last year, I was stopped at London Waterloo, having walked through open turnstyles without a ticket. On 5th January this year I received a letter from SWT Prosecutions Department asking me to submit any mitigating factors to them within 14 days, which I did. Then a couple of weeks ago, a summons arrived, with 2 charges: 1) Did travel, or attempt to travel, upon a railway without having previously paid the fare and with the intention to avoid payment thereof, 2) Did contravene Byelaw No.9(2), in that you did without permission from an autho
  8. Hey guys and girls, I've spent a few hours yesterday and an hour this morning trying to find an intent to defend a claim from my energy company npower, I believe they changed my contract illegally and they refused to really discuss the matter so after being fobbed off i just refused to pay. I owe over 2k on each account that should be a dual fuels account (my issue). each time they called i would advise to take to court to secure any futher compliance from me... ~I am dyslexic bi polar adhd and spending a couple of hours yesterday and today my anxiety has just sky rocketed. I wi
  9. Please PLEASE can someone offer me some advice. I have had a small business account with British Gas for over 10 years. In 2010 I received an invoice from BG for several thousand pounds saying that my bills had been estimated for several years and here was a bill for what I owed them. Up until this point I always paid the bills they sent me and un be known (yes I agree this was my fault for not reading the bills properly) I hadnt realised they were estimated The recession had hit however and I was unable to pay this HUGE bill so I contacted BG. My turnover fell to £14k
  10. I have received a notice of intent to prosecute from FFC for the offense of 'Failing to hand over a rail ticket for inspection' The letter provides me with area to provide a 'response from passenger' - Tell us what happened from your point of view. Is there any reason to provide one as I am not disputing that I did not provide a ticket? Reason being I had thought I had touched in my Oystercard. Cost of the journey was a single stop so less than a couple of quid. Going to court seems excessive for a first offense. How best should I respond to the letter?
  11. ive been sent a notice of intent to prosecute. and im not sure what to do. i was travelling from hatfield to kings cross with a std ticket and i sat in first class. The only reason I sat in first class was because the train was overcrowded and I had been waiting for the train for over an hour. I walked down to the end of the platform got on the train and sat down. I really wasn't aware that you could be prosecuted for doing so. when the ticket inspector asked to see my ticket i showed it to him and this is when he told me that i would be fined for sitting there. He asked me to pay upfront
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