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Found 6 results

  1. I reserved a ring in a jewellers shop and paid a deposit. I was paying some instalments but then became poorly and am now not in a financial position to finish paying. A couple of years has passed by. I contacted the retailer [small, local shop] who said they have sold the ring and I can't have my money back. They'll deduct 20% from what I have paid so far and let me choose something from the shop. Where do I stand?
  2. Thanks for everything you do here – I hope you might be able to help with Opos and Kapama. Although I've read lots of threads about them, I'm struggling with some particular parts of my situation. Brief background – in 2013, lots of foolish unaffordable payday loans to pay more payday loans, including a written off Wonga. Most now dealt with, with my credit file looking like it will be clear by 2020. A few monthly payments still going, including to Opos for a MiniCredit debt purchased by Kapama - notice of assignment issued in late January 2015. The initial Minicredit loan was £450,
  3. My sons bike got stolen, police have found it and sent letter for collection, what are the fees as I don't know if it is worth getting back, if they keep it what will they charge him. he Thanks Mashmallow
  4. My TV aerial fell off the roof (in the storm) so I rang up asking if I still had to pay as I could not get reception (not even through the Internet). I then discovered that I had overpaid by this method of fortnightly installments. Not really worth cancelling my licence but I was pleasantly surprised I did not need to pay for 6 months and I was £109.80 overpaid. Worth a try if you have been paying for a bit.
  5. hi all I have been taken to court recently for no having a tv licence . I did set up a direct debit that apparently didn't go through for whatever reason. im a carer for my mom and have a daughter that has adhd a job and a college course so I haven't really got time to go through the threads so apologies if its been asked before I entered a plea to court of guilty and explained what had happened. pointing everything out and asking for a way of paying by instalments. after a few weeks I had a letter requesting fine in full. I wrote to them asking to pay in instalments. however this w
  6. As of 1st October it will be possible for a Charging Order to be granted, even if the judgment debtor is not in default of the instalment order. However, an application for an order for sale will not happen so long as the instalment order on the actual charging order has not been breached. http://www.legislation.gov.uk/ukpga/2007/15/part/4/crossheading/charging-orders
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