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Found 2 results

  1. I have a debt with Vanquis which I could no longer afford to meet the minimum payments due to overtime being cut at work so have less money coming in. Debt has been passed to Mackenzie Hall and they phoned me last week. I offered to pay £20 a month by standing order starting 1st Oct, they accepted and they gave me their bank account number and sort code to make the payments to. Fast forward to today and I receive an email from Lowell Group regarding the same debt demanding full payment now or to contact them to arrange a payment plan. Did I not just arrange a payment plan with Mackenzie Hall last week? Are they the same company? I don't want to make payments to one company and have another company chasing me saying I haven't paid.
  2. Hello I was the claimant at a recent redetermination hearing. At the proceedings, to my incredulous disgust and despite my presenting evidence that the defendant could afford to pay more, the judge set (and the defendant agreed to) monthly repayments of a tiny amount per month. So much for justice! In any case, the first payment date recently came and went and the defendant (unsurprisingly) only paid £5, a fraction of what was agreed, into my account. They are now in breach of the court order, yes? Presumably they are going to argue it's all they can afford but ENOUGH IS ENOUGH! Can someone tell me what I should do next please? I'm losing the will to live dealing with this piece of ****. I have been given a long protracted runaround over several months, various hearings and am exacerbated by a judge who despite evidence being shoved under his nose to the contrary, sided with the defendant. Clearly too much effort required on his part (to even read the doucments in front of him) and to do the right thing! I fear any further action is going to cost me more which I can ill afford. There is an warrant which was never actioned by the bailiffs because the defendant then submitted a variation application which generated the redetermination hearing. Can I resurrect the warrant/is it dormant/still valid? Also, if I end up going for an attachment to earnings, am I within my rights to forward all paperwork, evidence etc to the employer of the defendant and any other party? I think they should be aware of the type of person they are employing/have dealings with.
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