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Found 19 results

  1. Good evening, I have received a letter from MET Parking Services starting that a fine is now overdue, the problem is, no initial letter was sent. They are demanding payment within 14 days, what is the best way forward. I go to Stansted a lot and I'm not 100% sure the charge is genuine as it was from a few months ago. Date of incident is the first week of November and this is the first letter I have received regarding this (today).
  2. Hi, I joined a local gym on an offer that stated 3 months at £9.99. I went regularly for a month and a bit but the parking was shambolic and they had about 5 spaces and the rest was on street parking in a busy area and eventually i got bored of hunting for spaces to go to the gym. I eventually tracked down the portal and it had barely any information on it and no way to cancel. Having been on a Harlands membership before or so i thought with Simply Gym i did what i had been told by them and cancelled the membership. After the last payment should have gone out i received a text a
  3. I had a court decree for a credit card (approx £6000) I used for expenses in a business that went bust It did not get paid back in approx 2006, Just checked my credit files with all agencies and nothing showing up, must be more than 6 years ago. I get letters from a solicitor every few months asking for a payment or they will enforce the decree. I have never responded to any of them as I have no income, no assets and no means to pay, Over the last 6 years they have sent debt collectors/tracers to my home 4 times and all have been told the same thing re my circumstanc
  4. Hi All My defaults are dropping off my file . Can a second default be initiated against any of them , either by the original lendor or DCA new or old. ? Or is it one default term per debt ? Thanks Andy
  5. I've recently found out that my partner of a year has unsecured debts amounting to around £8k. He is, apparently, in the initial stages of negotiating a DMP with stepchange, based on his income alone. As we now live together and are expecting an (unplanned) child, I am concerned about the impact this will have on us as a couple. I have asked that he track down the paperwork in the hope / expectation that we would be better or equally able to manage this ourselves. He is quite adamant that a DMP is the best way to go. From my limited understanding, it seems like it would be hanging over o
  6. Just out of curiosity. Since initial letter/email contact from a agency (this goes for anyone and no idea if in right bit of forum so please move if need be) What's the record time that you've seen off the agency? Think I broke my record today lol i.e. 4 hours
  7. Hi all, Bit of a long one! I left my store managers position in February due to a few issues in my personal life (caring for relatives). Since then I've been living off what I had saved from previous paychecks etc. I'm 23 and never been on JSA or the like before, and now my personal issues have cleared in the last 4 weeks or so I've been job hunting again. This is the first time I've had a gap on my CV in 7 years. I'm now at a point where I need the JSA to survive and transport to interviews etc and they've asked me to bring a bank statement
  8. Hi, So the other half received an initial letter from Arrow Global today saying that they are trying to contact him about a personal matter aka trying to recover a debt. After reading other posts myself and the OH are in two minds whether to ring them as most have said to deal with them in writing. However without phoning them we can not access how much debt they are trying to collect and from what company they are collecting on behalf for. Any help on this would be great!
  9. Hello, I had JSA for about four months total of £840 (approx). I knew at the start that I had around £28,000 in savings in a separate account. The savings are for university. full cost of course and living for three years. This was my plan. I was off work for 7 months with depression, still receiving an income. I went and signed on and received one week (£71) and never went back. I was off work at this time. I had an argument with HR at work who were complaining about me not being there. I told them that I quit and didnt want to go back. I assumed that
  10. Hi guys. This is my first post here and so be gentle !! Last week I received a demand letter from Debt Recovery Plus (DRP) stating they are writing to me of behalf of their creditor (G24 Ltd). It states they are writing to me due to no response received to their previous correspondence and are demanding I pay £160 parking charge ! The thing is, this is the first I've heard of the parking charge/fine (dated 5th Nov 2015). There has been no correspondence received. I have also revisited the site (England) to inspect the disclaimer sign, which states the fin
  11. Hi, new member here I had a big issue with Lloyds due to a number of transactions that I didnt recognise. Lloyds however didnt do anything to resolve the problem therefore I submitted my case to the Financial Ombudsman last week. I wanted to ask how long did it take you before they acknowledged and logged your case? Its been 5 days now, and the 2 representatives I spoke to seem to given me 2 different answers. One of which saying logging your complaint takes 48 hours, while the other told me itll take up to 2 weeks. On average how long has it taken the ombudsman to log you
  12. Good morning, I originally joined xercise4less in January 14 after a phone call from a sales person. I was reluctant but they talked me round by offering two months for free & £9.99 a month there after. Even though the gym was 18 miles from my home I niaevely agreed to become a member. I didn't/haven't used the facilities once & in February I emailed the operations manager asking to cancel my membership but received no reply. I left it until April and sent another request to cancel via but again didn't get a response. In September I noticed they were still taking the amount
  13. Hi, I sent LOWELL a request for a CCA for an old debt, original account Capital one. back on 7 January 2015 giving them 12+2 days to respond. Received a letter dated 12 January 2015 stating (we are in receipt of your request for a copy of your credit agreement. .. we will advise you further if it will take longer than the prescribed period.). Received a letter dated 22 January 2015 stating ( We have been in touch with Capital One about the copy of your agreement, they have let us know they are trying to retrieve the agreement from their archive) .Receive
  14. Hi guys I need some help, i applied for esa on 8th April as i am going through bad anxiety and PTSD. After few days they sent my statement back and ask for doctor's note which i sent on 18th April. On 19th i got sms from Jobcentre that they have all information and they will contact me with the decision. I also received the letter from Jobcentre saying that i am pleased to you that we can pay esa form 8th April you will get £84 a week etc. I rang Jobcentre on 25th April and i was surprised when they said they have not received my sick note and i need to ring on Monday to f
  15. Hi, At the momemt I have aroud £1500 with Quick Quick, the original capital borrowed was about £600, the rest is late fees and charges, I am only able to pay the finance charge to extend the loan to be able to live every month, Ive dont this about 10 months in a row now. From this forum, Ive learning I can get them to freeze the debt and pay a solid amount each month to pay of the loan, but am not sure the best of doing it, could some one point me a in direction for a letter sample? I figure I can pay £50 a month to start and once I am trained in my job and getting full pay I c
  16. I recieved a letter from FPC stating they have made enquiries for the confirmation of my current address and to contact them immediately. Pretty scary when you first read it! I can only imagine it is from an old network provider that I changed from two years ago because they changed my contract without my permission or any notification thus running up a bill of a few hundred pounds. As a student at this time I had no where near that kind of money to pay out, so canceled the contract and never received anything from the network provider since. Not sure what my righ
  17. HI Caggers! I need your help with this! November last year, I had received my initial FOS assessment in my favour about PPI complaint registered against Barclays. On 18th of February 2013, I received another letter from FOS informing me that Barclays contested the decision for the reasons below: please find letter sent by Barclays to FOS. i never had anyone either on phone or face to face who explained to me anything about the PPI policy. it came through the post & i signed it off to them. Dear Sirs We refer to your assessment in relation to Mr xxxx
  18. Hi there, this is my first post. I had a letter from RBS offering me a goodwill payment for PPI of £1760. I accepted and returned the forms. I have two accounts with overdrafts managed by Payplan at about £500 each and a Natwest Credit Card at approx £5000. I no longer bank with Natwest due to the terms of my DMP and my old accounts are managed by Triton credit services. A few days ago, RBS credited £1028 into the overdrafts thus settling them. They paid a further £210 into my old savings account which is now £211 in credit. They have said they will decide what
  19. The Coalition’s flagship “credit easing” initiative could be usurped by a new £80bn emergency scheme aimed at kick-starting bank lending to homes and businesses, a Treasury source disclosed last night. Mark Prisk, the business minister, is expected to outline details of a new “funding-for-lending” scheme today in an attempt to help drag Britain out of its double-dip recession. The move comes amid suggestions last night that the Government’s initial lending initiative, the National Loan Guarantee Scheme, was being effectively sidelined to make way for the new loans scheme, which will make
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