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Hi Having moved back to the UK after living in Spain for 7 years myself & my partner applied for income-based JSA as we were told we would not be entitled to contribution based JSA as we hadn't made any contributions for the last 2 years. Our claim was refused on the basis we have savings over the £16,000 limit. I have a flat in my sole name which is rented out. It made a loss during the last tax year so there was no rental income. There is about £30,000 worth of equity in the flat and having phoned to obtain further info as to why the claim was refused, I was informed it was on the basis of the equity in the property. The flat is currently rented however the tenant is due to move out next month & we are going to move back in. My query is - if we reside in the flat as our principal home, is the equity still taken into account and we would still get nothing? And if it is disregarded can we make an appeal now or would we have to submit a fresh claim after we have moved back in? Many thanks Lisestar