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About Me


Found 7 results

  1. Government signals commitment to improving bus access for wheelchair users READ MORE HERE: https://www.gov.uk/government/news/government-signals-commitment-to-improving-bus-access-for-wheelchair-users
  2. Which? don’t think that you should have to read endless pages of baffling legal jargon just to make sure there are no unwelcome surprises in a contract. Earlier this year Which? launched a campaign to simplify terms and conditions. The Government has now announced that it has started a review of complicated terms and conditions, including a call for evidence. The Government hopes to reduce the risk of ‘nasty surprises’ hidden in opaque or lengthy T&Cs. This could involve fining businesses that don’t comply with consumer protection rules. http://press.which.co.uk/whi
  3. Hi, A few years ago I ran into some debt and as I was young(er) and stupid, I have sort of buried my head into the sand for a while. I then tried to put it right and while going through financial problems I have managed to get into some sort of agreement with the lenders where I pay £10 a month. The debt is as follows: - CapQuest Finance - Default Balance £5,572 - Default Date 27 February 2010 - paying £5 monthly - Lowell - Default Balance £1,876 - Default Date 29 January 2010 - this debt arrived from a Argos Card - paying £10 monthly - Barclaycard - man
  4. I have recently a number of loans (some aged and some more recent) by either settling the full amount or agreeing a reduced figure but my credit rating doesn't seem to have improved much. The only debt I now have is a credit card which I pay regularly and also my overdraft. However my credit rating is only showing as a Fair rating of 747. I have checked my experian report and there is nothing on there that is negative so I thought my rating would be higher than this. Is there anything else I can do to improve my rating as I am wanting to apply for a joint mortgage with my husba
  5. Apologies if this is in the wrong form. I am looking for some advice on how to repair my credit score. I have defaults on my account (experian and equifax) and some late payment markers. These are all around 2 years old from when my work reduced my hours meaning I had to go on a Debt Management Plan. I am now £7000 in debt which will be paid off in the next 12 months as I am now in a position to pay £700 per month through my DMP. I have got a Jacamo account with £2000 limit (this has been increased over the last year from £300). I also have a Capital One secured card with £
  6. Will having the council tax on my name improve my credit rating? Will having bills on my name improve it? Is there anything else I can do please? I am on the electoral roll and have a first direct cc which I am paying off by DD, and also have a virgin mobile contract, so far. Plus a current account from the COOP bank. (cash minder) Many thanks Mariann
  7. Im just looking for some advice as I have a bad credit rating. In 2008 somebody on this forum said, if you buy something from any of the JD Williams catalogs and pay it off in full when the statement comes in they will keep on putting 0's on your credit rating indefinitely without having to make another purchase. Is this correct? If so I think it will be a very good easy way to improve my rating. Thanks in advance to all you helpful people.
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