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Found 8 results

  1. Hi Would appreciate some advice on the task I've been landed with. My Dad (92) has lost his licence and has got a SORN for his car. He wants to swap the car with one of my daughters car and then sell her car. His car is much better than hers and it will definitely benefit her. My concern is the whole road tax scenario. This is what I think I have to do, but I'd welcome any advice 1.Inform the DVLA that my Dad intends to give his car to somebody else 2.Complete the paperwork for his logbook to transfer the car to a new owner 3.My daughter informs the DVLA that she is givi
  2. Hi, My business partner and I are going to be registering our company very soon. I know that somewhere into the process, we're going to need to open a business bank account and designate that as our main account for the business. About 3 years ago, I opened a business account and had a business loan that was connected with that account when I opened it (by Lloyds TSB). This company was as a sole trader and wasn't a registered company. I had some payment issues and the business account was eventually closed, as I'd missed some loan repayments/late payments, etc. Ultimately, the
  3. Hi all First time on and first post so please be gentle! I am due to start receiving my state pension in January. My wife and I currently receive pension credit which we know will stop when I start to receive my pension. I have a private pension pot that I have received advice on, giving me options on annuities and lump sums. One option I am considering is a draw down option where I would only take an amount (after my state pension starts) which would keep me below the total income permitted during the current tax year before any additional tax would be due, accepting tax will be de
  4. I'Ve been trying to find out how UC will affect me as I was placed in an ESA Support Group a year ago for a one year - and then told this year that I wouldn't be called for any type of assessment at all and that they will look at my case in spring of 2017. Btw, I went through the hoops several times plus two tribunals in order to get where I am at the moment. Obviously I was relieved to hear about the '2017' decision, but now am starting to wonder what is likely to happen to me under the scheme for UC. If it helps, I have Fibromyalgia and am a 62 year old female. Please help me as I feel
  5. Hi, Last year I was diagnosed with ADD (Attention Deficit Disorder), and it transpires that I've had this condition since childhood. I'm now taking Methylphenidate, which has given me a bit more focus with detailed finances and small print etc. The effects throughout life have been subtle but profound, and very destructive in a number of ways; though I masked it somewhat due to being quite intelligent in other areas. One of the effects was (and still is) a difficulty working with figures and managing finances; it takes me about 4 times as long as a 'normal' person to deal with spreadsh
  6. Hello I am trying to work out if I may have a CGT liability coming up upon selling my house. I bought the property 15 years ago. Renovated for 2 years. Rented the whole house out for next 1 year. Then lived in it for 1 year. Since then, 9 years, I have either done short rents - anything from a few weeks up to 6m - and around that rented rooms whilst living in it. I have filed Self Assessment tax returns each year, including either Rent a Room page or the Land & Property page with the property income, less expenses and relevant % deduction of the interes
  7. Please have a look at this link from the Motability Website: http://www.motability.co.uk/understanding-the-scheme/pip-and-motability/ This PDF is from their website:
  8. My (stupid) son has received a Charge Notice from the local council (Bath & NE Somerset) for an unpaid PCN. From talking to the council it appears that there is at least one other Charge Notice unanswered, and a string of PCNs outstanding! I think I understand what happens next (Debt Recovery Order, bailiffs, etc). The car is actually owned by my wife (inherited from her father), but my son is the registered keeper and has use of the vehicle provided he pays all the costs (insurance, tax, servicing etc.). I think my son thinks he is not responsible for the debt. My son works f
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