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Hi, I've recently obtained a full credit report and discovered that Bournemouth & West Hants Water managed to get a CCJ against me for my tenants bill without my knowledge by serving a summons to an address that I no longer live at. I have disputed the debt with them and they say that if I had informed them that the tenant had moved in within x days, then they would not hold me liable however they appear to have lost the letter. Is this indemnity a legal right? or is this just something in the water company's Ts&Cs? As the water company had 2 letters (I have copies, but