Showing results for tags 'hspf'.
Found 3 results
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Good day all. So I'm hoping having gone through this with other institutions that I have got this one right. That said I would very much appreciate somebody just checking my logic and attached letter. I took out a loan with BOS/HSPF and at the same time they issued me with a card, presumably a credit card though I'm not certain that is what technically classed as such. Fees were added and I would like to launch a claim for these back with interest. I have used the normal template - will this be subject to the same rules as more standard credit cards etc? Many thanks L1882 -
Hi All Im hoping you can give me some valuable information as you guys did before. My Grandad took out a loan and sneakily got my nan to counter sign the application. Unfortunately my Grandad has passed away now due to him getting my nan to counter sign, They are now chasing her for the debt. To which she was extremely surprised about as he never discussed the loan with any one. West croft did take up the chasing of the loan but i managed to sent them packing. As they were not aware my Grandad had passed away, once id informed them of that they wrote to me apologising and said the would take no further action. Thus passing it back to the bank of Scotland. I know she should have asked what she was signing at the time but now there hounding a frail 84 year old for £5179.44. It is now making her ill with worry and stress. Ive got a letter of authority from my nan so i can step in and deal with this on her behalf to try to relive some of the stress there causing here. Any advice would be appreciated Miky J
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Good afternoon I am currently in the process of collating and organising my PPI claims and I have a query about one that was taken out along with the dreaded Home Shopping Personal Finance account back in 2009. Looking at the documentation, the acceptance letter for Creditcare states that this is cover for 'Credit Card number:xxxxxxx'. Now, when I received the letter that had the Visa Debit card attached for this preference account it states the following: "Here is your new visa debit card for your preference account" "Your new Bank of Scotland Visa Debit card is NOT a credit card and does not replace any credit cards you may have". My original preference account conditions of use also show that this is a personal account with a visa debit card. So my query is, could I claim mis-selling of PPI (Creditcare cover) on the premise that it is to protect repayments on a credit card, the demands and needs statement also references 'credit card', however the account is not a credit card account. Any advice would be greatly appreciated. Thanks in advance
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