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About Me


Found 3 results

  1. Hopefully someone can help, I'll try and break this down as much as possible but there is a long backstory My grandad bought this house nearly 60 years ago. They lived there till he passed away 11 years ago and she's been living there ever since. Over the years my grandad first signed it over to my dad, then my dad to my other uncle and finally my uncle to my other uncle. Over the years the mortgage was paid off fully (most of the mortgage paid off by my dad ) My grandad had previously set up a declaration of trust granting a 1/4 to each of his kids (was at the lawyers but the
  2. About 4 years ago my wife and I separated. I had to leave the house and as a result my business went into decline. I had lost all telephone numbers and my business base as I would work from home. Because of firstly having to find rented accommodation for a while and then subsequently buying another house, I began to fall into debt. At the time I had a business account with Lloyds TSB which had an overdraft facility with a £10,000 limit, which I exceeded because I had no money coming in. A couple of years previously I had also taken an unsecured loan to buy a van from Lloyds of £12,000 plus £1,
  3. I am a carer looking after a 60 year old lady with serious primary & secondary cancer. She has recently undergone chemo & a number of major surgical procedures. She is a person of note in her community (MBE etc) who was self employed & whose income paid for her £965,000 mortgage. Since developing the cancer she has become unable to work. Unfortunately, due to a mess up, she did not have mortgage protection or appropriate health insurance. She has only been able to make payments of about 25% of the monthly interest payments due and, as you would expect, the bank have become
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