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  1. I've received a claim form (infortunately at an address I own but do not live at so i have very little time to respond). The particulars are: The Claimant's claim is for the sum of 3***.** due under loan agreements between claimant (including predecessors in title) and the Defantant dated between 26/11/1996 and 10/11/1998 regulated by the Consumer Credit Act 1974. The Defendant has failed to make repayments under the loans and failed to comply with the Default Notice Served under section 87(1) on 26/04/2006. And the claimant claims 1. The sum of 3***.** 2. The interest persuant to Section 69 of the County Courts Act 1984 totalling 74.49 on 07/02/2014 and continuing until Judgement or payment at a daily rate of 0.68336 3. Costs Drydens Limited t/a drydensfairfaxsolicitors 07/02/2014. The claimant is listed as Honours Trustee Limited, Claypit Lane, Leeds, LS2 8AE This has been to varying debt collection agencies and I have made some payments over the years and this is classed as in arrears. I am in a debt management plan with Stephchange who have taken this out of their payments and advise this will now be a CCJ and i should respond making the offer they have outlined. Should i really lie down and accept a CCJ? Any help would be appreciated!
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