I cant really begin to start to tell you what debt has done to my life, its turned it up-side down, and left me at the dead bottom.
My lifestyle has gone from a happy, active and everything to life for one, to a sad, staying in all the time and feeling i just cant cope.
Some say, you brought it on your self!
My issue is, i did, well in a way. I had a partner who had a poor credit rating, and i got her a loan. I also lent her my credit card (3k limit) just incase of emergency. Within 3 months she failed to pay anything back on her loan, and max'd out my credit card.