Having recently been turned down for credit
I checked my credit file and found a default for what would have been yes car credit.
It was registered in November 2009.
This morning I received a letter from Robinson way totally out of the blue.
In short I had a car from yes car credit.
Had a mental breakdown due to marriage breakup.
Had a visit from yes car credit asking for the car keys back
As I had paid almost 6 k to them and spent a further 4 k on "wear and tear"
I dropped the car back in a road next to office and put the keys back through the letterbox
and called them next morning told them where to get the car.
Last payment I think was at end of 2008.
So question is can they now "buy the debt" so near the limitation ?
To be honest the default drops off in November
but my last payment was way before that date.
Any advise appreciated