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  1. Not filed my defense yet as unsure what to include, will it help or hinder me if disclose all my financial detail? Do I have to use the forms provided? If not are there any templates wich I could use? Should I counterclaim? If so which form's, specified or unspecified amount. Brief history: Made an official offer to mortgage company, no rebuttal therefore deemed accepted, been paying monies without fail to honour my agreement. Mortgage company now saying a/c in arrears! How can this be if I'm honouring my agreement? Can't be any arrears if agreement in place. Mortgage company sent field agent without warning to my home, made official complaint. I have revoked power of attorney over all parties involved and requested info on document excised on my behalf., no response. Asked for deed of assignment, no response, letter threatening to strike out if I attempt to defend their claim. Have official claim with financial ombudsman also regarding non compliance on their behalf to pre action protocol. Is there anything vital I may have missed? Anything I should or shouldn't include in my defense? Help.....time is running out.
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