Hello all,
I've had a long standing MNBA credit card that I've been slowly repaying at ludicrous rates of interest for a very long time,
I was out of work for three months in the summer gone,
MBNA were very reasonable, froze the account for six months
when i got back into work they refused to agree to any sort of payment plan other than a capital sum
and essentially insisted on defaulting and selling the debt on.
So the seemingly rather notorious Link Financial have now invited me to call them to discuss options.
I've just posted the CCA template lett