Showing results for tags 'hippo'.
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Hello all, I did some bank charge reclaim back in the day and recently some Credit card CCA (excellent) My wife has produced all the original paper work for a NatWest loan from late 2008 for quite a lot of money, I've read a few threads but so far they're all five or more years old and I'm worried things might have changed since then. But the letter from the bank asking for the paperwork to be signed and returned also includes the PPI offer along with their advice to consider what she would do if she was out of work etc? There's a tickbox to indicate agreement that Nat West is not recommending PPI and 'it is my responsibility to check it is right for my needs' etc It has the a few codes bottom left corner and the date 26/06/2008 if that matters. What's the procedure/advice from here, the spreadsheet calculator and fos questionnaire or a SAR? (she thinks at some point they paid a claim on it, does that matter?) Thanks Micky She was self employed at the time and the loan (84 months originally) is still alive, at some point they merged it into a business loan I suspect I'm going to be told to SAR ... -
Hello all, I've had a long standing MNBA credit card that I've been slowly repaying at ludicrous rates of interest for a very long time, I was out of work for three months in the summer gone, MBNA were very reasonable, froze the account for six months when i got back into work they refused to agree to any sort of payment plan other than a capital sum and essentially insisted on defaulting and selling the debt on. So the seemingly rather notorious Link Financial have now invited me to call them to discuss options. I've just posted the CCA template letter, along with £1 PO and a printed signature. I'm a seasoned veteran of the happy time of bank charges so have the general gist although I'm a bit rusty, I remember how good these threads were for keeping continuity but of course all good advice is welcome. The debt is a little under £10k. Broadly speaking where is it likely to end up? I can afford a certain amount of monthly repayment but a capital sum is out of the question. Thanks Micky
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