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Found 10 results

  1. Good Morning all, I was wondering if someone could offer me some advice with an issue I have with a former friend. Back in 2012 my friend (who is extremely wealthy) gave me 2k to help me out with some serious issues I was having with debt collectors, he wanted to be more than friends shall we say and to this end he gave me another 2k early 2013 and another 2k late 2013 by way of bank deposits. I understood at the time that these were gifts and no verbal or written contract was drawn up. Once he realised that I was not that way inclined / spurned his advances, he started to get nasty and demanded the last payment he made to me to be paid back to him (which I had no means of doing) I was in a position to start to pay this money back in 2015 by way of monthly payments into his bank account after he started to hassle me, and have now cleared the money he originally wanted so stopped the regular payments. Trouble is he has started to to text me and ask for the payments to continue otherwise he will take me to court....... I can no longer continue to be held over a barrel whilst he demands payments from me as I have a small income and a large family to feed. When if ever will he stop to ask me for money ? Please let me know your thoughts and if indeed he could take me to court and obtain a CCJ The other option of giving up my will to him is unthinkable, I just want this guy out of my life Please help
  2. Hi everyone am posting this on behalf of a family member who is in this situation and doesn't use the internet. family member is a professional for the government. I will just refer to them as X.. X got their car keyed as did all the government team in a hospital car park by one of their service users who has a mental illness. Every single one of the people who got their cars keyed by this person reported it. The hospital captured this on CCTV which they have stated is 1080P sharp and clear and shows this person doing it. The police were called as a result and took the CCTV footage. All staff have so far settled claims either through insurance or cheapest quote. The mental patient here as well does have money as he jumped out of a window whilst in NHS care and got a substanial 8 figure sum from the NHS. X reported it to the police too, who under caution interviewed this service user/mental patient. The patient admitted keying X's car in a taped interview to the police. He said he did not realise X was not part of the government local team he keyed. Guilty person said he would pay full damages for repair of the car. X waited for him to pay 2-3 months but he did not, the police were chasing the service user/mental patient and the police had him mentally checked and a doctor declared he was under his own capacity of thought and has known what he did, so he is not unfit to be prosecuted. Police chased him for another month and told X not to worry they will be a witness in the small claims court if needs be to recover losses. X has this in writing in emails and alot of email evidence. Guilty party/person never paid and police now turn around and say X must get 3 quotes to satisfy guilty party's solicitor. X got 3 quotes, cheapest was £1400 inc car hire. Guilty party refused to pay it claiming it was too much. X was told the police cannot force him to pay it and X would need to go to small claims court. X filed in small claims court and the defendant/guilty party failed to respond within 14 days. X then filed judgement using MCOL online. X has today has a letter saying judgement has been entered. Now the Police have come back and said the guilty party will pay £1300 (excluding car hire) but will not pay court fees. Police have advised X to take the above as they will not be a witness if X does not take the above deal. X advised them can they put in writing (police after speaking to guilty party solicitor.) Police stated no they will not put in writing again cannot make him pay. X refused police's offer and stated the guilty party has had many opportunites to pay before court. Police offer now has told X in a u-turn that 2 weeks later after judgement has been filed that they have managed to get a cheque for X which £1300, still minus car fees and court cost. X was going to go back and say they will accept £1300 cheque as part payment but remaining balance will be settled through judgement can they do this? X feels it is unfair they are suffering and police is siding with guilty party kind of and wants to know if a judge would go against them for not taking the £1300 offer as X has suffered time off work and is not a high earner who is a single parent to 4 kids. X is unsure how judgement will work next as well, can anyone advise?
  3. Hi, I was directed to your site by word of mouth, and I'm hoping you can help me. My good friend has been on benefits for years, as a life-style choice rather than need. He has a university degree and years of work experience, but after losing his job 3 years ago he made a conscious decision that life was more enjoyable to sit on the internet and judge other people rather than take a job that he considered "beneath him". I've been trying to convince him the error of his ways, but he keeps laughing at me saying that even with the hoops he has to jump through each week with the Job Centre it's still preferable to live in a fantasy world online than face the brutal reality of a terrible low paid job. Any advice on how I can convince him that if he actually took any job it might improve his lack of self-worth and stop him spending his life online? Thanks.
  4. My son who is a student has been working for a pub a couple of nights a week (cash in hand) His employer told the staff last night that they are now "self employed". Shouldnt he have to sign a contract or something to this effect and how does he go about informing HMRC many thanks
  5. OK so here is a issue. I sold a mobile phone on eBay, been selling them for years with no issues until now. I have 200 positive feedback. Few weeks later the guy tells me the phone isn't working and opens a case. He writes. "The phone was working fine with the supplied sim card, as my sim card is the older type I had to cut my sim card down to fit the micro sim slot, now the phone will not read my sim card or the supplied sim card, I got a new micro sim card from my provider and it does not work either" So he says the phone was working fine with the supplied sim card, he cuts his to fit rather than use the correct sim and now it doesn't read any sim cards. He escalated this to eBay, few days later ebay decide in his favor and refund him. I contact ebay to enquire why has he not returned the phone to be told basically he gets to keep the phone as I did not refund him time, I stated I was arguing my case and was awaiting a reply only to be told tough, case closed. So to sum up I now owe eBay £97 for refunding him, he gets to keep the phone and I owe £9.70 in eBay fees for this transaction. I have appealed but case is closed apparently. I have cancelled my reimbursement method. What can I do? This is blatant theft assisted by eBay.
  6. Almost on a daily basis I receive an enquiry on this subject from either a debtor, solicitor or a police officer. Hopefully this thread will assist. Under the new bailiff regulations an enforcement agent has a general right without a warrant to enter debtor’s premises to search for and take control of goods. The legislation is Paragraph 14.1 of schedule 12 of the Tribunal Courts and Enforcement Act 2007 In cases where a Controlled Goods Agreement has been previously signed, the bailiff may have re-entry rights into the premises under Paragraph 16.
  7. Hi all again, sorry if I've put this in the wrong place but not sure where it would go. My sister's partner has been working at [removed] for about 5 years now, and he's brought to my attention that he believes he's not being payed for the hours he is working. Now he starts work at 8am and only finishes when "the job is done" which is normally half 5 to 6pm. He gets weekly payslips and he's latest pay slip (21/11/14) says: TAXABLE PAY: 260.85 NON-TAXABLE: PAY 0.00 TOTAL PAY: 260.85 INCOME TAX: 13.60 NATIONAL INSURANCE: 12.94 NET PAY: 234.31 TAX CODE: 1000L Now in the hours column it doesn't have any hours in it at all. Surly the company has to put the hours he works. As always any advice is much appreciated. Thanks Andrew
  8. Payday lender Wonga has waded into further controversy after sending a letter to a 12-year-old - offering a 'special discount' On November 6, Dennis Earle received a letter from payday loan firm Wonga. “You’ve probably heard our name,” it said, and offered him a special discount on a loan of up to £400. He thought he could use the money to go on holiday – but his parents said no. Dennis is only 12 years old. “At first I thought it was amusing, but then I realised why people complain about these companies,” said Dennis’s father, Gavin, 44. “My kids are fairly sensible but another child might have tried to get something out of it.” Wonga had written out Dennis’s name in full and sent the letter to the family home in Bishop’s Stortford, Hertfordshire. The letter arrived the same week that Wonga and other payday lenders were attacked during a parliamentary hearing for “grooming” young people to take out expensive short-term loans. More: http://www.telegraph.co.uk/finance/personalfinance/10450622/Wonga-wrote-to-my-son-12-urging-him-to-take-a-payday-loan.html
  9. Mujibar was trying to get a job in India .... The Personnel Manager said, 'Mujibar, you have passed all the tests, except one. Unless you pass it, you cannot qualify for this job.' Mujibar said, 'I am ready.' The manager said, 'Make a sentence using the words Yellow, Pink, and Green .' Mujibar said, 'The telephone goes green, green, And I pink it up, and say, Yellow, this is Mujibar.' Mujibar now works at a call centre. No doubt you have spoken to him. I know I have.
  10. I looking for a bit of advice. My husband has been unwell for the last 18 months and last year had spinal surgery to correct the problem. Since he had the surgery he has suffered blackouts. He went back to work in June but is still suffering. Work has paid for him to have a medical and while the report says he has problems, the company should try and make allowances while the cause is found out. The report also says his problems are covered by the Disability Act. What I'm wanting to know is can they sack him. He has a stage 3 meeting next week to discuss his level of absence and the letter does say that as part of company policy he could be dismissed. We are both worried as if he is dismissed we are not entitled to ESA contribution based and I earn just over the limit for income based. Any help would be appreciated. Joanne
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