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Found 11 results

  1. Hi there. Just on the off chance my husband sent a request to Barclays to see if he had PPI on any of his cards. It turns out he had it on his Barclaycard Mastercard from Sept '97 until Dec 2004 and on his Barclaycard Visa from Sept '97 until Aug 2015. What would be our next step forward please? Thank you.
  2. Dear whom this may concern, Cut a long story short. I purchased a tumble dryer from Argos it became faulty l had a replacement under warranty believe it or not it happened again I received another replacement then the 3rd machine set my house on fire and made me and my family homeless. The manufacturers insurance company hired a fire investigator 'hawkins' so they can conduct a report after months of chasing the insurance company they have told us that the report says it could have come from outside or inside the machine they will not pay a claim. Me and m
  3. CAB/Citizens Advice DWP - For State pension information. https://www.gov.uk/browse/working/state-pension MAS - the money advice service https://www.moneyadviceservice.org.uk/en/categories/work-pensions-and-retirement Pensions regulator http://www.thepensionsregulator.gov.uk/individuals.aspx Pension Wise https://www.pensionwise.gov.uk/ TPAS - The pensions advisory service http://www.pensionsadvisoryservice.org.uk/ unbiased.co.uk - to find an independent financial adviser [iFA] https://www.unbiased.co.uk/
  4. Not sure if I have a case here but I know you are a great bunch with heeps of intelligence between you so I thought I would give it a go. I had a small private pension from an previous employer some 30 years ago and due to circumstances decided to access it last year when I turned 55. Now I know what they say about keeping funds in the pot until your 60, which is when they would normally pay out, but the option was always there and I needed it, so applied. However, there was also a clause which said the following; We will deduct 27% from your benefits if you decide to take your
  5. Dear all, on the date of January 21st, 2015 i visited a friend in London to which i had to park my car within the car park provided. I could see that signs were posted stating permit holders only. I had parked my car and proceeded to go inside to my friends room to obtain a visitor pass however once i cam downstairs i had a parking ticket on my car. I was furious as i was only gone a short while to obtain what was required to park my vehicle there in the first place. The date today is 15/04/2015 and i have just received a 'Parking charge notice' fro
  6. I bought this car from a dealer in January (almost two months ago) and noticed the car emitting blue smoke from exhaust and later on from dashboard. I can only use the car on weekends therefore it took me so much time to notice this issue. The ABS sensor for one of the tyres also started malfunctioning within the first month (almost 300 miles) and the dealer had changed one of the ABS sensors before I bought the car so it could be the same tyre's sensor going faulty. I took the car to Halfords via my warranty provider who so far only confirmed the ABS sensor fault (it had taken me 5mins t
  7. Before i start if this is in the wrong section im sorry. Basically a stolen car hit my parked van which was a write-off. We have identified the the driver and he has pleaded not guilty. We are going through the MIB for compensation. My insurance company was not used to make a claim only to make them aware of it. Now according to the letter off MIB. If the MIB identify the insurer of the stolen car and the driver is convicted in court i can claim through the the third party's insurer (Innocent victim). The MIB would not be able to assist me if it came to this. Now is this
  8. To cut a long story short we had council tax arrears and were contacted by Jacobs Bailiffs. Not having been in this situation before my wife rang the phone number on the letter and agreed to someone coming round to help sort out a payment plan which they did and took an initial payment of fifty pounds. During the conversation i told the Bailiff i was on short time at work and at the time he was quite sympathetic to this and said to us that if things were to get any worse and i was to become unemployed then we could review the payment plan. Today i answer the door and im given a letter tell
  9. Here are a few things that have helped me in my battle with Nicotine. There is a lot of help out there from the NHS etc, but I feel everyone who wants to stop should read Allan Carr's very good book 'The easy way to stop smoking'. To start with here is a run down of what happens to your body after you stop smoking, it's a sort of check list as time goes by and helps keep you on track :- I found it helpful to print it out and leave copies where I could easily see them, by the computer, fridge etc...... Within 20 minutes - Blood pressure and pulse rate start to return to norm
  10. I hope people will find this useful and this as well hope its helpful to people
  11. Hi Last year in June before I was made unemployed the halifax agreed to a 3 month payment holiday on my mortgage as I was experiencing financial hardship. In August I then became unemployed and the dwp agreed to pay£174 p/m to halifax to cover interest on my mortgage. Halifax then contacted me in Jan 2012 to discuss arrears on my mortgage and advised that due to the payment break between june july and august 2011 they were unwilling to switch to interest only payments starting Sept 2011 onwards, therefore the dwp payments were not enough each month to cover full mortgage paymen
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