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About Me


Found 7 results

  1. Hi, I'll keep the back-story brief but having got into a spiral of ever increasing debt during some incredibly turbulent times for my wife and I in terms of employment I found myself 5 years ago in a situation where I had no job, had lost vast amounts of money in two failed businesses and pretty much had to start over. All through the initial problems I had needed to maintain my credit rating as I worked in Financial Services* which foolishly meant I borrowed ever more to keep up with payments. By the time the businesses went and I was unemployed I owed a
  2. My daughter asked that I pay the deposit for a house she wanted, in 2009, turned up with my deposit was made to sign as guarantor, to an assured short hold tenancy agreement, my daughter went on to not pay some of her rent was taken to court and had a section 21 served of which I knew nothing about she then moved out. The Land law rang me to say she had left and owe £4k rent she took it to court and issued me with a ccj for over £8k I did not get the opportunity to go to court to defend myself, I managed to get a set aside on the basis I did not think I was the G, as her rent had gone up, they
  3. Okay so this is a bit messy! Basically (after 3 years) a baliff company send me their breakdown - my payments their charges - they show I did pay them all of my debt AND charges of over £400!!! However, council still asks for the money and even has set up a commital hearing!!! But I try to explain it quickly: Basically I owe the council a sum of £4019 for council tax 10/11, 11/12, 12/13. I was shocked when I found out the sum! I had one bailiff company coming to me in 10/11 and the same in 11/12. I used to pay them a lot of money - after paying them all together over 2400£ I
  4. Dear All I managed to get mum to check whether she took out any loans and managed to dig out paper work for an old AA LOAN IN 2004 FOR £20000 LOAN- £20000 MASTER INSURANCE- £6891 TOTAL LOAN- £26891 TOTAL TO PAY BACK AFTER 84 MONTHS IS £33892 AT £404 PER MONTH. The loan was taken over the phone as a joint loan along with dad. mum was 64 and dad was 65 at the time and both working for nhs and royal mail. mum said ppi was added onto the agreement with out any discussion other than taking the insurance would grant them that big loan and also they would get it a
  5. Hi all, I recently stumbled upon this site and was really impressed by the way people have been helping eachother. I myself need the help of these people, I will try to explain my situation and hope someone could help me in my situation. Here it goes I have worked for my boss for exactly 1 year to today, I work five nights a week and work 67.5 hours each and every week but do not get paid that as boss has put in my contract that "the law says i have to give you breaks but dont have to pay you them so i take 15 minutes every 3 hours worked". This i find unfair as i work security on constru
  6. hi although i have had been apparently paying ppi for over 6 years and their summary of finding were that at the time for the non advised sael they had no obligation to discuss products with consumers.they had no responsibility to help us decide on policy cover. please help there is more on the letter very long
  7. Hi guys, been battling my payday loans and im down to my final loan which is with QuickQuid. I took out £450 and the total repayable is £583. I opted for the two part loan where i pay the interest of £133 on the 1/11/12 (TOMORROW) and then the full £583 on the 29/11/12 This then somehow changed for the second instalment to the 15/11/12 which is only 2 weeks! Which wont be my payday! Is there a way i can avoid paying the £133 tomorrow as it seems like i'm literally throwing this money away! What will happen if i default this payment tomorrow. I could possibly pay them
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