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Found 7 results

  1. Hi.. First post on here so please just let me know if I do anything wrong. I've been reading through all the letters people have sent to Harlands etc but not sure they're specific to my situation. I was going through a tough time financially and cancelled the Harlands direct debit without letting them know first which I acknowledge was a massive mistake and has caused some issues. After the fine raising in price to something daft like 60 quid, I sent them this that I'd found on here - Dear Sir/Madam I refer to my membership at Xercise 4 Less gym in Kirkstall which was
  2. Blemain say I owe them £2946. I have had the loan secured against my house since 2007. They keep sending me letters requesting payment. I'm unable to pay the full amount so I'm wondering if there is anything I can do to setup a payment plan or to even get some of the charges removed They used to charge you when there was no money in the bank. My money used to go in Friday afternoon, and they always tried to take it in the morning. They also used to take it out before bank holiday etc they charged me for that, and they also charged me for every letter they have sent. Any idea what the
  3. I have an outstanding balance on a capital one card from years ago . I was recently contacted by Cabot financial saying that they want to work out a repayment plan. My partner said that as it was from years ago I should send a statue barred letter to Mortimer Clarke the solicitors working on behalf of Cabot. Have been waiting weeks for a reply and a letter has come today from Cabot saying that I made a payment on 25th August 2011. I honestly don't remember making this payment but now they say I have to repay the debt. Is there anything more I can do? The capi
  4. Hi all, I've got a rental flat that I bought after the old lady who lived in it had sadly passed away. The tenant has contacted me as she has received two letters from a DCA regarding alleged unpaid utility bills from Eon. She called them to see what it was all about and they said they "couldn't tell her as it related to 'the people before' and asked her to pass on a case reference number and contact phone number! I told the tenant that she could disregard the letters but she's she's worried as they addressed them to her so I'm looking for the right reply to get the
  5. Hi I am new here and looking for some advice, I recently traded my car in via evans halshaws however my car was worth more than the new car. I was given a cheque of £180 from the garage £100 of that was a refundable deposit to take the car off sale till I got there the next day. I used ramsdens to cash the cheque as the £100 I took from my bank was set a side for my mortgage payment and the fee from ramsdens was less than the bank charged for insufficient funds. However evans halshaw cancelled the cheque so I spoke to them they are sending a refund t
  6. Hello my son who is an aspergers sufferer took out membership with a local gym (paid for with his disability money as he is at college) to help build his confidence and hopefully make new friends. He went for a few months and then as he turned 18 his disability money was stopped through no fault of his own and he therefore couldn't afford to pay it anymore..he doesn't work as he is still at college two days a week. The gym sold his *debt* to a DCA and now they are constantly ringing day in day out for the money...he lives with his nan and it was her number the gym had and so therefore its
  7. Hi all, I was hoping someone could help me with a situation. My girlfriend recieved a phone call yesterday from a company called Red Castle Recoveries. They have claimed she made an online payment for 50 pounds a few months ago with a UK retailer. The payment never went through, unbeknownst to her, and the company sold her debt to Red Castle who are now trying to charge her 87 pounds! On the phone she told them she would be willing to pay the amount of the purchase once evidence was provided, but she wouldnt be willing to pay the additional 37 pounds which they claimed is "charges"...w
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