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Hi all Have recently recieved a claim form from a DCA for an alleged debt, however, I sent all relevant SAR a while back and received terms and agreements which definitly did not meet the CCA enforcement requirements at the time - any advice on how I can counterclaim/defend this? I'm considering seeking legal advice/employing a solicitor - however, I am aware people have successfully defended without... . any help/guidance/next steps advice please??