Showing results for tags 'grief'.
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I've defaulted on a loan with the above company after finding myself running very low on funds on a monthly basis. I had an arrangement in place for £51 a month but because of a repeated issue with them taking more than this a month I cancelled their payment authority on my account, despite this they still took payment every month which my bank reclaimed from them. At no point has CC/UA called me, emailed or sent me a letter to discuss this. I contacted them at the start of this month and made them aware that my circumstances were not good and I needed to make a much lower payment. I've provided them with a financial statement show what's going on and they've accepted it, however when I asked for my balance instead of it being £400 as I expected the amount had been risen to £609. They advised this was interested added on a daily basis from the default being declared on my account, I can make the payment I've discussed but I don't feel its right I have to pay over 1.5 times what I owe them. Is there anything I can do to get this reduced, I tried to argue that once an agreement was breached interest couldn't be added to it but they refused to listen. -
Hello, my 1st post on here. Some time ago I was contacted by Link Financial regarding "debts" they had been given by MBNA in my name. This was regarding a couple of credit cards I'd had & after some rather unpleasant dealings, including constant phone calls & even one made to my place of work I relented & entered into a payment schedule. A couple of years or so later I was advised by a friend that I could go with the CCA route so I did. All I have received in reply to my requests have been photocopies of application forms & what I'm told are "reconstituted" agreements so I told them to go away & they have done 'til now. I have now received letters threatening doorstep collection & court action. I've seen this all before of course but I've been made aware that things have changed whereas Link not providing the original credit agreement is now not the defence it used to be. Will I now have to do business with these people? Thanks.
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Reclaim the right Ltd
reg.05783665
reg. office:-
262 Uxbridge Road, Hatch End
England
HA5 4HS