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Found 5 results

  1. I put in a PPI claim against Grattan and have been notified that they have turned my claim down. The letter I have received states that my account was started in October 1993 and the Payment Protection Insurance was taken out on the 22nd March 1994. It also goes on to say......... All of our policies are optional and have always been sold as such. The Payment protection insurance has shown on every monthly statement you have received where charges became applicable and has made reference to the policy and it has always been possible to cancel at any time by whatever means and without p
  2. Hi all I have an old Grattan debt that has now been taken over by Grattan's. With Grattan's bizzare accounting system they had divided the account into two: Up until a month ago there were two Grattan accounts on my credit file, one was a default and the other showed as settled and dated 2011. - Neither show on my credit file now??? I had CCa'd Grattan and got this response: Dear.... Your email has been passed for my attention with regard to the above numbered account. With regard to your request for a copy of the agreement unfortunately your request for information
  3. I owe just over £1500, which I was paying up until I was off work with a illness and then diagnosed with anxiety back in December. I wrote to grattan asking to make reduced payments and freeze interest, they wanted doctors letter which I sent and they reduced and froze interest for a few months but now they want the account paid in full. I've asked to keep reduced amounts as there is no difference with my medical condition but they've said no they want me to get a debt charity involved and another doctors letter before they will think about freezing interest and looking at a reduced am
  4. My mum and myself have been with Grattan catalogue for well over 30 years - so you can imagine the amount we have spent.. ...3 years ago I ordered a 50 inch tv/fridge freezer/washing machine/laptop/ipad and the bill came to £5400 .. ..i've now paid half of it off and have a current debt of £2600 (which I'm still paying)... .my mum has a debt of £1,000 with them. According to the credit available to spend we have over £8,000 available (I say we as my mum is elderly and I have a computer and I arrange the monthly payments online). For christmas, my children wanted a
  5. Just after some advice really... My Grandmother has had a Grattan book for as long as we can remember. A couple of weeks ago she asked me to have a look at her statements as there was something on there she didn't understand, it's something called "Complete Care" and currently it's on the last 6 month's worth of statements at roughly £50 a pop. She rang Grattan and they said it was to protect her if she ever fell ill and went into hospital. My Grandmother is 79. She has always been a housewife and hasn't worked since she was in her 30's... She currently receives several benefits
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