Hi, recently I hired a hot tub from a company online who delivered it for a week of hire and put up a small, open sided gazebo around the tub and secured it in place. I hadn't yet moved or touched the gazebo. The first day was OK, on the second day, I came home from work, and the gazebo had broken free of it's secure fixings and ended up on my lawn. The frame was in a bad shape and clearly could not be used again. I informed the "company" (by all accounts it's just one person) and told them exactly what happened. His response was that I should be charged for it. I still have the hot tub at my house and have just requested a copy of my Ts and Cs (which we didn't get after we had signed and paid the money for). But just from a legal point of view, who has the stronger case?

Hello, my name has been put on the CUE database by OCTAGON this is for life. My crime was to use a comparison site to compare quotes, i did this about 50-60 times and the reason was to check how they arrived at their prices. I searched all types including 1- all the different vol excess about 6. 2- declared mileage about 5, 3- different types of cover about 3, 4- different addresses about 4 , 5- what date to start ins. as they differ a lot, so does the price and also a host of other type searches. To be honest i was trying to get the cheapest but also curious as to how they arrived at their prices, hence so many searches. Finally i picked Octagon and telephoned them about the online quote , they refused to insure me saying over 50 searches was far too much as in their eyes it appeared fraudulent and I was the type of person that could lie. They were especially concerned about the 4 diff family addresses I used, but I explained that my family was present and wanted to know the price diff and it was entirely innocent. I declared my correct address at the time of submitting as with all my other details, in fact it was the most expensive. They didnt want to know me and said were not insuring me and putting my name on the CUE database What i want to know is can they legally do this on a whim and can i force them to remove, are there financial repercussions to sue them. Is there somewhere that specialises in helping me? or can YOU? Many thanks....waiting and suffering PP oh ive written to them and they have closed the matter

https://www.youtube.com/embed/JHixeIr_6BM?rel=0&autoplay=1&iv_load_policy=3

Hi In todays high winds,our neighbour opened her car door and it blew open and damaged the rear bumper on mine,my wife just so happened to be outside when it happened thank goodness. Now they are happy to sort this without involving the insurance companys,but my neighbours husband said it was pointless going through insurance because it would be seen as an act of god and would have to go 50/50 with our insurance,though he is quite happy to pay for the repairs out of his own pocket,and me being in the trade can "get the parts cheap:frown:". Is this true? thanks in advance graham

> Answers given by 2nd year school children to the following questions: > Why did God make mothers? 1. She's the only one who knows where the selotape is. 2. Mostly to clean the house. 3. To help us out of there when we were getting born. How did God make mothers? 1. He used dirt, just like for the rest of us. 2. Magic plus super powers and a lot of stirring. 3. God made my mum just the same like he made me. He just used bigger parts. Why did God give you your mother and not some other mum? 1. We're related. 2. God knew she likes me a lot more than other people's mum like me. What kind of a little girl was your mum? 1. My mum has always been my mum and none of that other stuff. 2. I don't know because I wasn't there, but my guess would be pretty bossy. 3. They say she used to be nice. What did mum need to know about dad before she married him? 1. His last name. 2. She had to know his background. Like is he a crook? Does he get drunk on beer? 3. Does he make at least 1 million a year? Did he say NO to drugs and YES to chores? Why did your mum marry your dad? 1. My dad makes the best spaghetti in the world. And my mum eats a lot. 2. She got too old to do anything else with him. 3. My grandma says that mum didn't have her thinking cap on. Who's the boss at your house? 1. Mum doesn't want to be boss, but she has to because dad's such an idiot. 2. Mum. You can tell by room inspection. She sees the stuff under the bed. 3. I guess mum is, but only because she has a lot more to do than dad. What's the difference between mums and dads? 1. Mums work at work and work at home and dads just go to work at work. 2. Mums know how to talk to teachers without scaring them. 3. Dads are taller and stronger, but mums have all the real power 'cause that's who you got to ask if you want to sleep over at your friends. 4. Mums have magic, they make you feel better without medicine. What does your mum do in her spare time? 1. Mothers don't do spare time. 2. To hear her tell it, she pays bills all day long. What would it take to make your mum perfect? 1. On the inside she's already perfect. Outside, I think some kind of plastic surgery. 2. Diet. You know, her hair. I'd diet, maybe blue. If you could change one thing about your mum, what would it be? 1. She has this weird thing about me keeping my room clean. I'd get rid of that. 2. I'd make my mum smarter. Then she would know it was my sister who did it not me. 3. I would like for her to get rid of those invisible eyes on the back of her head.

Your worst nightmare is to be announced shortly....Marston's and Rossendales are to merge? , WD

Oh my god, Ive been overpaid in Local Housing Allowance by 2 months. This totals to just under £400. I completely forgot to tell them that I moved out of the property. Because of the stress I've been under since that date, with my mum having cancer treatment etc. It has just completely slipped my mind to tell them. Oh god, am I going to jail? I'll repay it all. I'm 22 and I don't even have a criminal record, never been arrested... Oh god. I could cry right now. Its a joint claim, but Im the one that deals with all the paperwork so my partner probably just assumed that I had cancelled it because he hasnt mentioned it.

GOD AND LAWN CARE GOD: Frank, you know all about gardens and nature. What in the world is Going on down there on the planet? What happened to the dandelions, Violets, milkweeds and stuff I started eons ago? I had a perfect No-maintenance garden plan. Those plants grow in any type of soil, Withstand drought and multiply with abandon. The nectar from the Long-lasting blossoms attracts butterflies, honey bees and flocks of Songbirds. I expected to see a vast garden of colors by now. But, all I see are these green rectangles. St. FRANCIS: It's the tribes that settled there, Lord. The Suburbanites. They Started calling your flowers 'weeds' and went to great lengths to kill Them and replace them with grass. They go to great pains to grow it and keep it green. They begin each Spring by fertilizing grass and poisoning any other plant that crops Up in the lawn. GOD: The spring rains and warm weather probably make grass grow really Fast. That must make the Suburbanites happy. ST. FRANCIS: Apparently not, Lord. As soon as it grows a little, they cut It-sometimes twice a week. GOD: They cut it? Do they then bale it like hay? ST. FRANCIS: Not exactly, Lord. Most of them rake it up and put it in bags. GOD: They bag it? Why? Is it a cash crop? Do they sell it? ST. FRANCIS: No, sir, just the opposite. They pay to throw it away. GOD: Now, let me get this straight. They fertilize grass so it will grow. And, when it does grow, they cut it off and pay to throw it away? ST. FRANCIS: Yes, Sir. GOD: These Suburbanites must be relieved in the summer when we cut back on The rain and turn up the heat. That surely slows the growth and saves Them a lot of work. ST. FRANCIS: You aren't going to believe this, Lord. When the grass stops growing So fast, they drag out hoses and pay more money to water it, so they Can continue to mow it and pay to get rid of it. GOD: What nonsense. At least they kept some of the trees. That was a sheer Stroke of genius, if I do say so myself. The trees grow leaves in the Spring to provide beauty and shade in the summer. In the autumn, they Fall to the ground and form a natural blanket to keep moisture in the Soil and protect the trees and bushes. It's a natural cycle of life. ST. FRANCIS: You better sit down, Lord. The Suburbanites have drawn a new circle. As soon as the leaves fall, they rake them into great piles and pay to Have them hauled away. GOD: No!? What do they do to protect the shrub and tree roots in the winter To keep the soil moist and loose? ST. FRANCIS: After throwing away the leaves, they go out and buy something which They call mulch. They haul it home and spread it around in place of The leaves. GOD: And where do they get this mulch? ST. FRANCIS: They cut down trees and grind them up to make the mulch. GOD: Enough! I don't want to think about this anymore. St. Catherine, You're in charge of the arts. What movie have you scheduled for us Tonight? ST. CATHERINE: Dumb and Dumber', Lord. It's a story about.... GOD: Never mind, I think I just heard the whole story from St. Francis.