Hi I finished work today at 8pm. I work in Watford Hertfordshire I went into the Watford High Street Station to catch the 20:04 Overground train to Wembley Central. I was with 1 friend he was slightly ahead of me. He tapped his oyster and went through the swinging barriers, I then waited and the barriers then closed. I then tapped my oyster and the barriers opened and I went through. About 10 minutes into my journey a member of staff with a handheld machine/device asked me for my oyster card. This has happened more than 10 times in the last year, I always touch my oyster and then they just move on to the next person. This time the man said I have to exit the train to speak to me, I was sooo confused, I asked why as I stepped off the train and onto the platform. He then said he has to issue me with a fine as I didn't tap my card. I said 110% I tapped my card, and he then said he can check using his device and it shows that I did not tap in. He then took all my details and I asked him how can I challenge it because I am so so sure that I did tap out. I even remember looking down and waiting for the red light to change. He pointed to the small print on the back of the penalty charge explained that I had to email Ircas.co.uk and then handed me back my oyster card. I quickly walked up the steps to the Wembley Central barrier entrance and I asked for a print out of my journey history. I then checked it and to my surprise it did not have me tapping in at Watford high street station. Is there anything at all I can do with the penalty fare? I do this journey 5 times a week for the past year and have never had this problem. I would never try to cheat the system to try and save £1.70... If I could, I'd pay it right this second.. the £1.70 that is. Please help me. I'm sitting at my desk at home and I still can't believe it. There are three lights on the barrier, Green Orange and Red. If my memory serves me right I think I saw an orange light. IF this is the wrong light, why on earth does the barriers open? I'm so so frustrated.

In November 2004 we took out a loan for £53300. We sold in February 2006 and repaid £48411. There was still an outstanding balance of £5773. We have been paying approximately £70 per month since then to pay off the balance. Adding up our all our credits to date shows we have paid a staggering £87887. That is Eighty seven thousand and eight hundred and eighty seven pounds! We still owe about £4400 to settle the account! On the outstanding balance alone we have paid £5168! I wish there was some way we could get rid of this debt. The last payment is due in November 2019 6 years after we are on state pension! Surely some mis-selling going on because as pensioners how would be have been able to afford a repayment of nearly £600 per month?

:drum:http://www.expressandstar.com/news/crime/2012/07/25/no-driving-ban-for-star-tony-christie%E2%80%99s-son-on-25-points/ How can you get 25 points and still keep your licence with that pathetic excuse? How on earth is he going to get any insurance anyway with that amount of points and, if he is as skint as he says, then how is he going to afford it? The cost of the insurance would be a fortune and enough to cover a driver for sure! A very, very poor judgement IMHO. One rule for some and another rule for others. Absolutely pathetic.