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Found 4 results

  1. I recently sent Ace a CCA request and they have returned the attached 'reconstituted copy'. When I started using the catalogue I was at a different address to the one they have written on this copy CCA form - does that matter? PPI claim and charges issue will be put on another thread. Ace have sent me statements going back to 11.01.2001. I am not too bothered re the 'service' charges but I have 3 x £20 default sums from 2006, which are after I had informed them of financial difficulties. If I could get these plus PPI [another thread] back then my account sh
  2. Hi there, Can anyone help me, I have recently been going through some old paperwork whilst clearing out and have found some statements from credit accounts I had. These were paid off earlier this year after a lengthy repayment period however I do recall questioning the charges once before on the phone. One of these accounts was with Studio/Express Gifts. I have found a thread on here from 2007 but was looking for some up-to date information about reclaiming charges. The Default sum on this account was £20 a time, and I recall that there were many of these placed on my account o
  3. Last week there was a hoo-ha at work and management are saying that gifts from staff to staff should be: For birthdays only Up to £10 only. And for xmas only gifts for £10 purchased via a secret santa should be allowed. Now, at what point can the county council tell me what I can spend my money on and the amount I can spend? I'm told it's covered in the behaviours policy. After taking union advise they recommended not giving or receiving at all. At what point is a member of staff a friend? I was told if I give a present outside of the work premises this still c
  4. I'm sorry if this has been asked before but I'm in a bit of a panic. I am claiming JSA but due to several health issues, one of which is stress which is being exacerbated by being out of work and all that it entails, I have been advised to claim ESA by both my doctor and an adviser at the Job Centre. I have an appointment to discuss it on my next signing day. However, today (or yesterday, as it is now), I received a letter from a Compliance Officer saying I had to go in the day before my signing day. As I was a little confused as to whether this was the same meeting that had been boo
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