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Found 10 results

  1. Hi A Germany collection agency is trying to collect debt of about 1,300 euro from my son. I would like to know will it affect his credit rating in Canada and can the German collection agency take my son to court in Canada? and what is the consequence if he leave the debt unpaid? The collection agency keeps adding interest and different fees in the total amount, is this legal? Can my son just paid the original debt amount? the original debt was about 1700 CAD Many thanks in advance.
  2. Hi all... I've never had any legal issues in my life, so this is a first for me. Here's the summary: I ordered something via the internet from a large company in Germany using paypal (total cost £50.) I received the item in December. This afternoon, I received an email from the company's lawyer saying that the paypal payment never went through, and they are demanding the intial payment + attorney fees, or they are going to sue me. I just checked my paypal account, and was genuinely surprised to find out that this wasn't a hoax of some kind. My payment didn't go through, which has never happened before with paypal. So I've gone ahead and sent the payment through again (this time it went through successfully.) My question is about the attorney fees they are demanding, which are more than the original item. I've never heard from this company since I made the purchase in December, no emails, phone calls, or invoices in the post. The letter from their solicitor says that they sent me an email, but I've checked my spam folder and I've never received anything from them. Am I responsible for their attorney fee if I settle the bill prior to them suing me? That seems crazy, as I've never heard from them before about any billing problem. Can they sue me in Germany for the legal fees, and would this somehow destroy my credit history? Thanks for any help...
  3. Hi guys, just a quick question... I advised O2 that I was unable to pay my O2 contract with them due to have recently been taken to the cleaners in a divorce. I also advised that I have moved to Germany and would attempt to pay back what is owed once I get a job here... well... its been 9 months, not been able to get employment yet, just been signed on the JobCenter here and getting the very basic in support. I am hoping to get employment soon, and have informed Westcott that I had advised O2 about this... Now I have read up on Westcott and find that they paid 02 the debt owed and no doubt will chase me for more than what the original debt was... on the grand sale of things, would they go to the hassle of getting a european court order for the sake of 500? End of the day they can... I dont have anything they can take from me as I dont own more than my clothes... Any constructive advice welcome
  4. Hi Caggers Posting on behalf of a friend as they've asked me to see if I can help them in any way. My friends owned a house in Germany and they left knowing that there was still money going to be outstanding on the mortgage after their house was sold. They informed the bank prior to leaving whereabouts they would be living whilst back in the UK that was back in 2011. They haven't heard anything since moving to the UK until yesterday. My friends wife received an email from the legal department of the bank with a breakdown of what was outstanding and an agreement needed to be reached. I came on here to do a bit of research but its sketchy what I found, and the European Commission website doesn't have most of the pages working that I wanted to read. I did read on another Germany related thread that the Statue of Limitation in Germany is 3 years from the last payment year which in my friends case was 2011. They have had told me that they have not heard anything from the bank since their last payment in December 2011, showing that 3 years had past with no further payments or contact from the bank. This bearing in mind that the bank had my friends address etc in the UK. I've had a look at their paperwork, used a bit of google translate and it seems they own 34K on the mortgage which looks mostly interest outstanding, then they have a personal loan of 14k outstanding which they said they used for renovation. My question is should I tell them not to worry so much due to 3 years passing or is it worth them replying to the email the wife has had? Or is it a different kettle of fish when a mortgage is involved; they are content to ignore as they cannot afford to pay it back anyway. Thanks PM
  5. Hi Caggers Posting on behalf of a friend as they've asked me to see if I can help them in any way. My friends owned a house in Germany and they left knowing that there was still money going to be outstanding on the mortgage after their house was sold. They informed the bank prior to leaving whereabouts they would be living whilst back in the UK that was back in 2011. They haven't heard anything since moving to the UK until yesterday. My friends wife received an email from the legal department of the bank with a breakdown of what was outstanding and an agreement needed to be reached. I came on here to do a bit of research but its sketchy what I found, and the European Commission website doesn't have most of the pages working that I wanted to read. I did read on another Germany related thread that the Statue of Limitation in Germany is 3 years from the last payment year which in my friends case was 2011. They have had told me that they have not heard anything from the bank since their last payment in December 2011, showing that 3 years had past with no further payments or contact from the bank. This bearing in mind that the bank had my friends address etc in the UK. I've had a look at their paperwork, used a bit of google translate and it seems they own 34K on the mortgage which looks mostly interest outstanding, then they have a personal loan of 14k outstanding which they said they used for renovation. My question is should I tell them not to worry so much due to 3 years passing or is it worth them replying to the email the wife has had? Or is it a different kettle of fish when a mortgage is involved; they are content to ignore as they cannot afford to pay it back anyway. Thanks PM
  6. i have received a letter from interum justitia saying that i owe just short of 4000euros to citibank in germany...... now i did have a loan off citibank whist i was living in germany but i fully repaid this this via direct debit and finished paying this loan off around 14 years ago......... i have told the debt collection company this and they say they are getting some paperwork from citibank to pass on to me...... i have emailed my old bank in germany who say they only keep account info for 10 years so i cant prove that i have paid......any advice what i can do?
  7. Hello everyone My partner is German now living here in Uk with me. He is working full time but has started to struggle with a large debt he had in Germany. i only found out that he was struggling due to the classic unopened letters. I have tried to speak to a few debt agencies who have said 'unfortunately we can only assist with Uk debts' I dont know who to turn to or what to do... I have made him write to the creditors today to ask for 30 days to seek advice but after this period i am not sure what to do. My questions are .... Can he go bankrupt but still have a full time job or would he have to resign ? Or alternatively if he cannot keep his job can we go for an IVA if his debt is in Germany? He has only lived in Uk since last sept and is not a uk citizen however his life is now here.
  8. Hello all, Thankyou for taking the time to read this and hopefully helping me, I recently had a pinion seal fitted to my Navara at a Nissan Garage in Wellington Somerset. The following week I drove to Germany for leave. I drove back (or started to) on saturday (just gone) and about 150 mile into the journey I started smelling burning oil. I pulled over and saw the transfer box was leaking badly. After several hours of waiting with my wife and son (1 yrs old) the breakdown arrived and diagnosed the fault as the pinion seal. By this time it was late saturday night and in a town called Wankum I had little choice but to leave the vehicle at the garage and arrange onward travel myself. The garage said the car would be fixed by the following Saturday so I booked flights to get my family home (so we could work) and a flight back to collect the car. I also paid £10 to change my ferry crossing Nissan have been very unhelpful. I have been pushed from pillar to post betweeb Nissan Wellington Nissan UK and Nissan Germany No one wants to help and Nissan UK even said I may not even be covered for parts warranty. I have written an email to the MD of Nissan UK and have just emailed the owner of Wellington Motors but I am worried non of my expenses will be coivered. Has anyone else had any experience like this? are they likely to refuse to pay and would it be worth taking it to a small claims court? Any help would be greatly appreciated and if you want more information let me know I will send it right away. Thanks again Dave
  9. Hello,i've been married & living in Germany for about 4 years. I left behind at reasonable bank loan debt in Oz for which I could'nt make payments for since i migrated over to Germany. My wife wants to go back to holiday in Australia soon, and my question is can they take my Passport off me and not let me leave Australia to come back home to Germany?
  10. It was top-secret in 1959 and remains almost completely unknown to this day - the first Soviet nuclear missile base outside the USSR. But it is still there, crumbling and steadily being reclaimed by nature in the forests north of Berlin. Link: http://www.bbc.co.uk/news/magazine-20079147
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