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Hi, I hope everyones fine, Ge money are taking possession proceedings against me even though the amount of unfair charges are well in excess of current arrears. I am having some dispute over my charges with Ge money, I have opened a claim against Ge money and going to Wandsworth county court on the possession proceeding on the12th of September to address my concerns about the charges, and GE money's unfair treatment of consumers. I know most of the people here are having the same problem with Ge money's outrageous charges and behaviour I am going to fight this in court and plead that there charges are outrageously high, also they haven't provided me with a clear copy of agreement contract and it was with Cowen my original contract was with, not Ge money. So if any one has problems with Ge money you are more than welcome to contact me And we can raise your issues in these proceedings. the hearings on the 12th of September so we have very limited time so please contact me ASAP and I will put forward your concerns as well, the more we are the more standing we have against Ge money and for once we can stand up to their outrageous behaviour. If you are deciding to join my action please send me a email well in advance of 12th of September, as I am also a litigation paralegal, I could provide you with some advice or come on the day as I said the more the greater standing we have against Ge money.
I requested SAR from GE Money on 23 March. But today I received notice of possession proceedings and don't know what I can do. (I have 1656.75 arrears with one of them GE Money). I was the main earner but became unemployed 4-5 years ago due to illness. I have been registered disabled for nearly 3 years know. They have also been charging £40 for being in arrears on a monthly basis. The most we could scrape together would be the monthly payment but they are demanding that I pay significant arrears payments on top of that. The lady on the phone also said if I do manage to agree a payment plan they want to know where the extra money would be coming from. We have a mountain of debt. I don't know what to do. I would be grateful for any advice. If am I going to lose our home would I be better to go for Bankruptcy?