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Hi there, New to this so go gentle. I have a CCJ issued against me for an unsecured debt of 8000 at Northampton Court in 2012 by HSBC (DG Solicitors). In the summer of last year it was sold to Cabot and was then informed that Mortimer Clarke would be dealing with it. I might add that I have never missed a payment and have be dealing with Stepchange since 2009. When Mortimer Clarke contacted me I informed Step Change and gave them the payment details for MC which they transferred the payment to and still all payments are up to date. This afternoon I received a Global Substitution Order stating there had been a court hearing of which I had no knowledge of. I have never heard of GIO and I have trawled the net for information to no avail. I was wondering if anybody on here could help me with explaining what one is and what do I do about it. TYA
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