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Found 15 results

  1. I have been a lurker for some time now, but now need some advice. I have received details of a possession hearing from Blemain Finance for a second mortgage and desperately need some help with it. The form to complete from the local county court does not stipulate any reply timings and we have trying to get as much imformation together as possible before completing it. However, the hearing is early next week and we have spent the weekend getting all the information I can together. My husband and I are self employed and because of one client going into receivership
  2. Is there anyone else who usually would have had their ESA paid in on Friday (8th) not had it paid in? These things worry me and they are closed today, so can't call until tomorrow. Thank you. I also rang my bank and they said there is no payment pending either. Miss Anxious
  3. I I have an alleged credit card debt with lloyds totalling nearly £10,000.. Dating back to Jan 2003 I got into trouble with the repayments and agreed a lesser amount that I started paying without missing a payment. During this time it was taken over by BLS collections. Which surprised me! I did the 3 letters and the 4th and now it is back with lloyds. Taken over in House by SCM? I received no default notice.. this is admitted by lloyds but as proof have enclosed a copy of the Banks computer record. This shows one was made on the computer in Feb 2011 They cl
  4. Wherever you are i hope you enjoy your party tonight. Paid for hopefully by your boss. Meant to put this on this morning,oh well better late than never. Many will already be out there.So i am off,it may go quiet in here as the night progresses. Would really like to know tomorrow when you recover how it went. Bet there will be many interesting tales to tell. Tonight is when drink sales hit their peak on the biggest office party night of the year - how do you survive it? Will it be a mad Friday. http://www.telegraph.co.uk/topics/christmas/12057746/How-to-survive-Booze-Black-Fr
  5. Just checked Ebuyer site - what a waste of time, no different than any other day. I can't see any reduction anywhere other than the normal they have. Anyone found a bargain ?
  6. Get your wallets at the ready and your running shoes on; it's time to grab a bargain as Black Friday is almost here. Despite being an American tradition, falling on the Friday following Thanksgiving in the United States (which is the fourth Thursday of November), the annual shopping bonanza has gone global with hundreds of retailers around the world slashing their prices to tempt shoppers with big bargain deals. Source-Link When is Black Friday PLUS everything else you need to know about it http://www.getreading.co.uk/whats-on/whats-on-news/black-friday-plus-everything-you-1017
  7. Hi, I have copied my Cahoot Fixed Loan Agreement, but think they may have ticked all the boxes - any advice would be appreciated as to if it is enforceable thanks
  8. Thoughts needed please. I was tasked with item to buy for Xmas on the list was a Xbox one. I sourced a deal on amazon with a healthy 20% discount but as its a black friday deal you have 15 mins to purchase. My issue started when I noticed my discounted "star buy" rate was now the regular selling price some 24 hrs later. Is it against consumer law to offer discount based on false headline price? Headline price was only charged on black friday day of reduction. Headline did not match individual selling price or RRP. I asked for a breakdown of how headline price was c
  9. Hi all. I bought a TV from John Lewis online in the Black Friday sales. The TV is faulty and JL say they cannot exchange as the TV is now £150 more expensive. They can only refund my money. Is this right?
  10. Just been on the phone to PCWorld as the Ipod Touch we ordered on the 28th November has not arrived and I was told that they are awaiting stock and it's unlikely to be back in stock before christmas I have just seen that it is in stock at my local store and online and I am wondering if they are trying to worm there way out of selling it to me at the offered £100 price tag... What should I do? I felt pressured into opting for a refund as it's a Christmas present
  11. hi everyone im new to this site so apologies now if i make a mistake i will try and keep it short. basically we took our mortgage out 15 years ago all has been fine until last oct just before then my husbands work of 21 years suddenly closed he found a new job but half the salary and we had to buy an old banger for him to commute ( used to have company car ) i also stopped work due to severe artheritis we fell behind with payments and also are in trouble with payday loans. i have written to accord many times with offer of payment but they never reply we had a letter asking for(yet!) another in
  12. I found out today by finding it in the local press that I've been taken to court over not notifying the dvla for change of ownership... This was on 12/5/14 ..but this was in my old married name (changed by deed poll in nov/11) and to my old address which I moved from in nov/12... I've sold all vehicles in my name by part exchange to reputable main dealers.... I don't know what's going on but am extremely upset that the local press and the court have demeaned my good character...anyone got any ideas?
  13. My wife has applied for pension credit. The idea being that what she gets will replace what I get in unemployment benefit, thus enabling me to sign off and tell Ingeus where to go! She is also to apply for Support for Mortgage Interest to replace what I normally claim for, which is due to end this December. She received a phone call from a woman from the Pension Service and said what we would be entitled to, and asked if we still wanted to go ahead, which we did. She also said we would receive a visit from an officer and she is coming this Friday. Is there anything we should be worr
  14. Hi - wonder ifanybody can give me some advice. I had a congestioncharge penalty that i was disputing, and CCLondon took it off hold without meknowing. A slightly separate point. I received a letteron Friday 18th January, from Equita, telling me I owed them £200.44 and warranthad ben issued etc.. and i needed to pay. I was unable to call on Friday so wasplanning on calling Monday. Monday at 6.15 am,I, and my wife and 4 kids were woken by a bailiff demanding £573. As I was halfasleep I paid this, and questioned the breakdown, he said he'd drop one round.
  15. Please keep your fingers crossed for me on Friday.......good friend Les had adopted yet another dog. She's a diamond with rescues, always room for one more. Merlin the husky/GS shepherd arrived at 11 months in November last, having been confined to a cage in a small flat. Female owner admitted she was afraid of his strength and couldn't walk him. She was owner No 4. He stays where he is now, Les never gives up on them. He's hurt Les' arm and she has a brace so old big head with the dogs here offered to take her out to the forest and "deal" with him once and for all. Well, I'
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