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Found 6 results

  1. Hi, We have been looking at cleaning up my girlfriends credit record there where 2 entries from Freemans and one from Atlantik. One Freemans account stated it had been settled and closed in 2010 with the last record update in 2010. The other Freemans entry defaulted in 2011 and although not stated on the record, it was settled in 2013 through debt collection. We wrote to Freemans and they say they will update the record to reflect that it was eventually settled. The matter we have issue with, is a record for Atlantik that shows a default in 2010 for £357 and they last upd
  2. I'm after a bit of help, I have slowly but surely sorted out my debts and most of the companies are playing fair and agreeing to my £1 per month payment offers.. ..however I have a problem with Freemans Catalogue, I have sent 2 letters to them explaining my circumstances have changed and offer of payment, both sent recorded delivery and as to date had nothing back of them except another default notice, in the default notice they say the £230 debt will be passed onto a dca which doesn't worry me just annoying they will not respond to any letters and this can be
  3. Hi all, long time no post, hope all are well? My better half has had a freemans account for more years than she cares to remember. Has used it very little over the years, but never had a problem, that is until now. They owe her money, not much in the global scheme of things (about £20) but significant to her. They are refusing to pay her until they owe her £25 - is this right? - can they do this? Regards
  4. Lowells have placed a default on partners credit file. We moved out of our house temporary (6mths) and in this time wifey applied for a very account which as far as i gather is part of shopdirect which freemans is a part of of which we have an account very good standing i.e 5k limit £1800 used and is a long standing account. Upon trying to get a loan to carry out further home improvements she got declined. so checked credit expert and low and behold there is 5 defaults red 8's no late payments etc... As you can see the default was for £29 From what we can remember of the
  5. Hi, I have been trying to reclaim the PPI that I was paying to Freemans. I was honestly never asked if I wanted it and up until recently I thought it was standard and had to be on my account. After writing several letters and then several more to chase any form of reply I have received the letter which I shall type below. Does anyone have any advice as after hearing about other peoples PPI claims I feel disappointed now. Thanks Dear X I am in receipt of your letter dated 29 September 2012 regarding Payment Protection Insurance. I can confirm that my inve
  6. Hi, I hope im writing in the correct forum. I wrote to Freemans because I had PPI with them for quite sometime and I think it was mis-sold. They wrote saying they would get back to me within 8 weeks. Eight weeks later I received a letter saying they would not further discuss matters as I have contacted them before regarding the PPI. I have written back but they simply resent the letter. What should I do now? I want to quote which legislation applies (if it does), so that I can sort it with them rather than taking it to an ombudsman. Any help is appreciated. T
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