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Found 12 results

  1. Hi all, Huggys Boss here I have received a call from my work this morning to say that they have been receiving calls from a guy call Mo asking for me. He left a contact number and ref number and told them he was from Fredriksons!!!! I have rang them this morning and blasted them. They told me they were entitled to contact my employer, are they correct????? I asked them how they got my employers number (I have only been in the job 5 weeks and have certainly not given them the contact details for work) he told me they did not have the number on file, on
  2. Hi, would love some advice please, A couple of weeks ago I had a letter from them for HMRC tax credit overpayment, it amounts to over 4k. I contacted HMRC to late and they had already passed to Fredicksons and HMRC refused to help me. I phoned FI and I went through an income/outgoings thing ( I am now on income support and unable to spare anything really) The guy was fairly helpful and he said it will be put on hold, and I think he said they will possibly pass back to HMRC. a few days later I had another call from then and they were really rude to me and claimed nobod
  3. I've got myself into a bit of a mess and would like some advice please. A number of years ago I started a DMP with stepchange (before they were stepchange, I can't remember what the name was. Cccs?) due to my own failings after paying it for a few years I'd changed bank accounts, and completely overlooked it. As my other contact details had all changed they couldn't get into contact with me, and I thought I was still paying it. Stupidly, I then acrued another two debts after a disastrous relationship, one being with capital one. I realised I wasn't paying into my DMP, and restarted
  4. Hi I am helping an old lady with her debts, and have been for 5 months or so the story so far.. I sent off a CCA request 04/01/2014 I duly received the attached documents, Prior to this I took control of her debts and needed a DPA release letter, This was duly signed not her usual signature but with two added security features to the signature, so it could be connected to the DPA release letter. Now to explain the layout of the attachments As you read these the first one is document 1 and is signed by the rep from Ambrose Wilson only and no name or address on it,
  5. Hi guys I am helping a dear old lady to try and get her finances back in order. The lady has a massive amount of debt but in reality it's just many accounts with various DCA's. To date I have done all the basic's like requesting NOA's which are now trickling through, I will deal with just one DCA per thread in this case Frederickson's Int' She has 4 accounts with them and have sent off the normal letters and have received back all of the NOA's and their version of statements which include Admin fees. Fred's bought this debt last year and the OC did not send out t
  6. Hi, please excuse me if I have posted in the wrong area, I had a credit card with MoreThan in June 2004, in June 2006. out of nowhere Morethan stopped supplying my credit card, and the account changed names to Lloyds, and I was sent 2 credit cards in the post, 1 a mastercard and 1 a visa I think. I never signed a credit agreement with Lloyds, when they sent me the cards. Due to long term sick at work and losing my job, I got into a lot of financial problems, and defaulted on this credit card in December 2008. My last payment to them was
  7. I have a very old debt with black horse for a car loan (started 4/11/2003) shortly after I had money Problems and BH suggested taking car back and selling it to clear most of the debt. I have not spoken or witten to them since 2005, yet this year I recieved a letter from lowells saying they owned the debt and put a default notice on my CR on19/8/2010. I have ignored them and have now recieved a letter before action from Fredricksons dated 23/01/2014. I have not spoken or acknowledged this debt for at least8+ years, can anyone advise what I should do or not do p
  8. Hello Could I ask a question I have recently been getting a few (putting it mildly) texts phone calls etc from fredricksons all these debts are statute barred , well over the 6 years since any contact or payment.. does the same 6 year rule apply to mobile phone contracts , so every day theres phonecall after phonecall surely this is not right I got a letter saying I had made a payment to lowell which didnt happen im not that stupid but either way im just waiting fro the Dimwit? who thinks he's a legal professional " Bryan Carter" to take me to court,
  9. My housemate has received a letter from Bryan Carter Solicitors this morning: "We have been instructed by Fredrickson International Limited Limited on behalf of EE Limited to issue court proceedings on 23 September 2013 if payment of this debt is not received by us by that date." The debt is for just over £400. My housemate is a student and therefore living on a very tight budget anyway and was forced to drop out of uni last year owing to financial and related hardships so is retaking the year starting in a couple of weeks. She has been panicked by this letter so I was hoping I
  10. Dealing with a CapOne account for a friend: Debt was passed to Fred's mid 2012... Offered them £1.00 per month for 4 months. Pointed out illness and they returned the account back to Cap One. CapOne asked for proof of illness, so sent in various copies of letters from surgeons, plus a three page prescription list. Various letters back and forth asking for sick notes etc. Told them sick notes dont exist when on ESA. Debt passed back to Fred's under a new ref number lol. Thought Freddy's would have spotted the same name, address, Cap One account number? Anyway, just wait
  11. Hi Fredrickson are chasing for payment of a rather old Egg loan. My credit file shows more than one default for the same debt. In 2009 I disputed the debt on the basis of unenforceability. The refused to send the SAR and finally sent it about 2 years later. In the interim I was chased by the usual DCA's and sent them all the 'account in dispute' letter. About 18 months ago, Freds sent me their first letter asking for payment. I then sent them the account in dispute letter and prove assignment as I had with the others before them. They responded with a letter full of waffle and I ig
  12. Hi I have fallen into arrears with my Capital 1 Card and account has been defaulted etcc.... I have submitted numerous complaints also to Capital One regarding poor customer service and charges etc.... ALL BEEN IGNORED NO RESPONSE yet they have sent letters acknowledging my letter. My account has been passed pillar to post.... first Fredricksons then back to Cap 1 now with Allied International Credit (AIC), yet when you telephone Cap1 they say talk to Debitas. I have attempted to setup repayment arrangements and they get refused. Have sent them harrassment letter which got ignored,
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