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About Me


Found 8 results

  1. Hi All, Recently been tidying up my old debts including CCAing a few who have 'cashcowed' me for years. Currently have a clear credit report as all debts are long gone although most are still outstanding! There is 1 debt left that i am not sure what do with, actually thats not true as i intend to continue ignoring it but i just wondered what others views are on this. I won't mention names in case they trawl these sites and i don't want them to start looking for it The debt was with an old bank that has since been swallowed up by another. It was a credit card and a
  2. I defaulted on a wonga loan over a year a go (427 days according to my account) but I haven't heard anything from them or a debt collector. I defaulted on other debts around the same time due to not having a job and I've been repaying them through the debt collectors they were assigned to. Should I make an attempt to repay it or just ignore it until my situation is better? If I'm being honest I don't feel that bad about not paying it back
  3. With the new EU ruling http://www.bbc.co.uk/news/magazine-27396981 will this extend to credit reference agencies?
  4. Hi Guys, The last couple of years have been horrendous from a debt point of view. I am out of work again and my family doesn't make enough to pay bills and buy food so you can guess how stressful this is. Two years ago we moved to lower our housing costs. At about the same time "Egg money Manager" ceased and became part of Yorkshire ??? BS., so my instant access to bank accounts etc. was wiped away - i tried reconnecting but couldn't. Through regular charges applied to the account it was taken through the limit and the charges were ramped up again. I had
  5. Hi there I just wondered if there is anywhere that i can try and find out which loans and credit cards i had taken out. I have memory problems pre 2005 so I wondered if there was a place i could search?
  6. Hello, I hope someone can help me! I received a letter today from Wescot Credit Services asking for £809.99 relating to a Halifax Current Account. Shocked doesn't quite cover my reaction... I called them to discuss this and they were very nice, I got very upset (recently had a baby, so i'm very emotional anyway!) and they agreed to put it on hold while they got further evidence from Halifax. I also called Halifax who said they couldn't do anything as it was out of their hands. I had a Halifax account that was £470 overdrawn and in December 2010 i paid in £500 to clear
  7. I echo all the sentiments posted by fellow Caggers Martin was really good at a lot of things, including being really techy, I was in awe of Martin's understanding and abilities regarding all things techy. Martin was really good at poetry, I'm not sure Martin would of won any prizes, but it was very good indeed. Martin was always rising to the challenge, which ever consumer area it happen to be. Martin wasn't restricted to consumer knowledge, but had loads of worldly knowledge. As has been said, he was there for many, many thousands of Ca
  8. Hundreds of thousands of customers at HSBC, Royal Bank of Scotland and NatWest are set to automatically receive compensation for money they may have forgotten at a cash machine. We explain why. Some of Britian's biggest High Street banks, presumably keen to put their house in order following the repeated scandals of recent years, have promised to reimburse customers who forgot to pick up their money when making a withdrawal from its ATM. What's been happening? When a customer forgets or is too slow to take money issued by a cash machine, it is "sucked" back into the dispenser
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