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  1. ]Hi all, I am claiming all the charges and ppi, I have few questions please. I have Halifax credit card and I had Halifax loan. On the loan I was sold ppi but after a year of paying I cancelled the ppi but Halifax told me they have to do a new agreement without the ppi, which I am still paying. I still have the original agreement. The figures are Amount of credit ( the cash loan) £5000 Amount of credit ( the insurance loan) £1058.59 Total amount of credit £6058.59 Total amount to pay for the cash loan £7024.80 Total amount to pay for the insurance loan £1487.40 Total amount to pay for the total loan £8512.20 Duration of agreement 62 months Amount of monthly payments £141.87 Apr 14.1% My questions I think this is a single premium?? I saw the calculator on the site, do I just work out the amount for the one year I paid it for? What is the Principal sum?? Is it the total for insurance? Do I send one SAR with £10 to request the ppi, and credit card charges ?? Also the same for Natwest I have ppi, and charges on the credit card, one SAR for both info? Finally, I want to go further that 6 years, and I have read it is possible with a fight, and I am prepared to put the fight, as I am struggling financially at the moment. I found one old statement with credit card charge of £25, and I know I was charged more before as I was doing silly mistakes, by going over the limit by a pound, and get charged two fees, been over limit and late fee. Thanks in advance
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