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About Me


Found 15 results

  1. Capita look to be in trouble, wonder where this will go, especially in view of the Capita/Equita/Ross 'n Robbers stitch up at many infested councils. https://www.theguardian.com/business/2018/jan/31/shares-in-uk-government-contractor-capita-plunge-40-after-profit-warning
  2. The Queen's most senior aides have summoned her entire household to an emergency meeting this morning. The Lord Chamberlain, the most senior officer of the Royal Household, and Sir Christopher Geidt, Private Secretary, will address staff from royal residences as far afield as Balmoral. Sources said the Lord Chamberlain does call meetings from time to time and that it would be wrong to speculate. Scores of staff arrived at Buckingham Palace this morning.http://www.telegraph.co.uk/news/2017/05/04/buckingham-palace-summons-entire-royal-household-emergency-meeting/
  3. Hi I have several debts that have been passed to Lowell's. I've had the usual letters from them requesting payment etc. Some of the balances though, seem a lot higher than i remember so have written to Lowell's the standard letter requesting CCA. The letter was dated 15th January 2016. I have had a couple of replies which read as follows: "you have requested documentation under sections 77/78 of the Consumer Credit Act 1974 for this former/B]XXXX account. We have asked XXXX to provide us with the requested documentation and will send this to you as soon as possible. We ai
  4. I'm completely at the end of my tether with this company and unfortunately there is not a short description of how they have messed me about. It all started when I got my bill at the end of July 2015 for £330.15 which was incorrect and a mistake by Vodafone. I had been overcharged by around £158 which was eventually credited to my account. I have been with Vodafone for over 10 years; I have three mobiles on my account and would consider myself a very good customer. I have never missed a payment in all the years I have been with Vodafone. • When I received this bill for £330.15 I
  5. Hi , We have been issued with a window ticket in a free car park of an entertainment complex with lots of restaurant's etc as we where ," observed leaving site". We did leave for 30 minutes on arrival but returned to visit the arcades . I am wondering do we appeal now or do we wait until they make contact with us. I have read several posts on here, but still not sure of the correct protocol for this . The husband is out taking a photo of the signage now to see if that will aid our appeal. Also if someone watched us walk away, would
  6. Hi all looking for advice a previous credit card debt has now been passed onto lowells who sent a letter asking me to phone. I didnt phone i sent the cca letter requesting my cca with a £1 postal order. I received a reply yesterday saying my account with them has been put on hold because they are trying to get the original cca from barclaycard. This is for a credit card i took out in 2004 and was paying up until 2009 but hit hard times. i have not paid anything since then and was wondering what the next course of action is please?
  7. Having become a reader of scoop.it, it has been noted by the Americans that the Welfare Reform has caused more poverty than it has eluded to change tell us something we don't already know, full story here http://www.enewspf.com/opinion/analysis/51199-report-examines-u-k-s-new-welfare-system-cautions-against-u-s-implementation.html MM
  8. Moving to your own place? If you’re renting for the first time follow Shelter’s top tips to avoid the common pitfalls. http://england.shelter.org.uk/get_advice/young_people_leaving_home_and_finding_a_place/young_people_dealing_with_housing_problems/top_tips_for_first_time_renters?utm_source=outbrain&utm_medium=cpc&utm_content=first_time_renters_h3&utm_campaign=february_advice
  9. SSE has become the first of the so-called 'big six' energy firms to confirm it is to raise its prices ahead of the winter months, sparking a bitter backlash among consumer groups and politicians. The company said household gas and electricity tariffs would rise by an average 8.2% from November 15 affecting 4.4 million electricity and 2.9 million gas customers. It is understood several of its competitors also plan to announce increases to bills later on Thursday. SSE, which trades as Southern Electric, Swalec and Scottish Hydro, blamed its decision on rising costs outside its contro
  10. Last one, the big one! Thanks in advance for reading. Type of Debt: Collecting: Moorcroft ('Acting on behalf of' Barclaycard) Status: Default (18/07/12) Balance: £7075.00 (as per credit report) Last Payment: Token payment on June 2012 06/01/13 Request for CCA & 25% F&F offer sent to Moorcroft. 09/01/13: Acknowledgement letter received from Moorcroft. 02/02/13: Counter F&F offer of 90% of balance due, valid for 10 days. - I did not respond to this letter. 12/02/13 Received a letter from Barclaycard showing: a) Statement of my accou
  11. This is debt 4/5. Really annoyed at myself for getting this additional default. At the time I thought "oh well, whats another default going to do..." Silly boy. Type of Debt: Credit Card Collecting: Moorcroft (Only 'Acting on bahalf of' Halifax) Status: Default (19/10/12) Balance: £705.00 (as per credit file). Last Payment: August 2012 Penalty and interest charges already reclaimed. 28/12/12: Letter received from Moorcroft offering a discounted offer of up to 20% depending on my personal circumstances. I did not respond to this letter. 06/01/13: Letter sent
  12. This is debt 3/5, then I will stop creating new threads for a while! My aim is to clear these debts at the lowest possible cost to myself. If someone can tell me if I am doing the right things here and what action I should take next, it will be very much appreciated. Type of Debt: Mail Order Collecting: Lowell (Now own the debt. OC is LittleWoods) Status: Default (04/01/2011) Balance: £1120.00 (as per credit file). Last Payment: Jan 2010 Penalty and interest charges already reclaimed. 06/01/13: Letter sent requesting CCA. 29/01/13: Sent another lette
  13. I recently got a parking eye ticket for overstaying at an aldi car park. I was there for 2 hours 15 mins and the time limit was 1 hour 30 mins. In the pictures my licence plate was not visible on one of the pics due to glare. I emailed them sand told them I would not be paying said charge but if they had further picture evidence I would be happy to pay £0 due to the financial losses suffered due to this apparent overstay. I did not state I was the driver. I told them not to contact me again unless they were sending me a popla appeals reference number, They have
  14. Hi folks, a great forum with loads of advice. I could do with some assistance on the following, as I'm unsure how to proceed or which template to use. My parents recently received a Debt Collection Notification letter from Equidebt, acting for Aktiv Kapital UK Limited, stating they owed over a thousand pounds and needed to reply within 7 days. My parents knew nothing about the alleged debt, so on their behalf I wrote back to them within the 7 days, using the following content: You have contacted me regarding the account with the above reference number, which you claim is owe
  15. The Royal Bank of Scotland (RBS) is expected to become the next bank fined by the Financial Services Authority (FSA) over the manipulation of the Libor inter-bank swap rate. The bank has admitted that some of its traders were guilty of offences similar to those of Barclays traders, though in a more isolated manner. The bank believes it is likely to receive a fine of around £150 million, though was keen to say that it was not certain about the amount of or timing of any fine it might receive. RBS's chief executive, Stephen Hester has said that he will forego his annual bonus for 2012 in the lig
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