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  1. Hello, I'm writing this post mostly out of frustration, rather than expecting any advice. Although any advice or thoughts would be much appreciated. I have won a county court judgement in my favour relating to a business that damaged my personal property while providing a service for me. I'm now at the point of getting the judgement enforced and have found that the sole director of the company has registered a fixed and floating debenture against the company and is saying that all of the assets in the company are owned by a third party so the bailiffs are unable to
  2. About 4 years ago when I lost my job, I had a couple of HFC group cards - Golfish etc. HFC persueded me to take out a loan with them to repay the card debt at a discount. Is that legal, bearing in mind the cards were probably taken out about 2001 and are probably incorrectly executed?
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