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Found 4 results

  1. Am I liable for emptying a deceased's relative's flat of unwanted furniture? My auntie recently passed away I very rarely seen her and was shocked that I had a phone call on the weekend saying she passed away in hospital, as I'm her only living relative, I contacted the housing association about giving her flat up, they told me I would need to clear the flat I told them I can't due to other commitments and living too far away, they told me I would be liable to pay then so much for 3 items, can they do this? Am I liable for any costs?
  2. Hi all, I've been told this is the very best place to come for sound advice, so here goes - it's a long convoluted story but I'll keep it as short as I can. I live in a one bed flat that occupies the front half of a three story town house. Last year, unbeknown to me, Scottish Power messed up billing on my account for electric (something to do with them changing their computer system to a new one). Then out of the blue I received a bill for £1100 - on top of what i had already paid / been paying. I questioned it (obviously!) They said the figure was correct and based on actual readings. I continued to question it and raised an official complaint. I have no TV and use my washing machine once every 2 weeks. I have a desktop pc that is on all day and a fridge freezer. That's pretty much it apart from small items like LED desktop lamp, phone chargers etc. So there's NO WAY I could be using the amount of electric they claimed I was using. So while this complaint was being processed by Scottish Power (A whole other nightmare!) I continued to pay £100 a month off the debt they said I owed. As obviously I would be using SOME electricity, just not the amount they claim. Few weeks back, out of the blue, a debt recovery agent turns up at my front door, threatens me with all kinds legal fees, court costs etc if i don't sign his paperwork and agree to having a prepayment meters fitted. Feeling intimidated, I signed his paperwork. This morning an electrician from Scottish Power turns up to fit my prepaid electric meter. He takes one look at my meter and says, "Can't change your meter, there's a problem". Well the problem, according to the electrician is that my meter has other stuff wired into it, which he guesses to be, the communal power for the entire building, hall way landing lights on every floor, fire alarm, AND another flat - again guessing it to be the little bedsit behind my flat, but on the same floor. So my questions are: Has a crime been committed? Where do i stand legally? What action should i take? (Can't afford lawyer - I'm on benefits) What should i do about this money Scottish power still insists i owe them? This whole situation has been massively stressful. I've actually developed Alopecia which I directly attribute to the stress of the alleged debt and the excruciating frustration of trying get coherent answers from Scottish Power. I don't need to tear my hair out, it's falling out all by itself! All suggestions welcome and greatly appreciated.
  3. Hi I am desperate for help! Years ago this site helped me limp out of debt and beat down the horrible debt collectors and keep them away. I am now blessed with a clear credit history, two morguages and a baby! Righto, I bought a flat in a block of flats with a service charge of £1,500 annually.a few years later i met my partner and let the flat to my dad at a discounted rate, the bank gave me another residential mortgage and we now live in a lovely little two up two down. Life is great...we'll... The service charges on this flat have now gone up to £3,000 per year! But thats life, what I cant handle is the invoice i got earlier in 2012 for £6,000 for my share of the new boiler. Not good, but i managed to pay it. Today I have just had another invoice for "phase 1" of the new building works. for £5,600. I can just about pay this with our new car, rainy day and holiday fund savings. But that it. They now tell me there is going to be more bills this year and next for roughly £10,000!!!!! I owe £131k on the flat and it worth £120K if i am lucky. The lease is 67 years and a new one is £12k. What are my options? I don't appear to have any. They say if i don't pay they will issue legal proceedings. But there is no more money, i would pay if i could but i would need to borrow the money. Any advice on this, or where best to get advice would really help me. Please please help. Thanks. Don
  4. I have had my 2 bedroom flat repossessed by Leeds Building Society. There are 3 flats in the converted house. I own 33% share in the company which owns the leasehold of the property. Can the bank sell this with the property? I want to sell it, and make some money out of it, is this possible after 14 years of owning it and investing in the property. Please advise on ways to stop the bank selling my share and how to go about selling my share.
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