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Hello, Been a while! I'm trying to arrange a PPI refund on my load with GE Money. I've sent them a form detailing my complaint - and they've come back to me today, saying- They've looked into my unfair PPI claim They've looked into the commission paid to by the insurer to the lender. They're not going to uphold my complaint, because, according to the copy of the agreement shown - the loan was dealt with by a broker 'The Personal Loan Express' it was taken out in September 2003. all the boxes were typed in, and all the boxes ticked for
I am confused by the information regarding interest which can be claimed for PPI mis-selling. 12 months ago I understood that CI could be calculated from the date that the Credit Card was taken out up until the present date regardless of whether the account was still active. Having read recent posts I get the impression that CI can only be claimed until the account is closed, or the balance is zero and thereafter interest of 8% applies. Can someone clarify this please? And does the same rule apply to unlawful charges? Thanks suvin