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Found 6 results

  1. Hi I am new to this site so hope i have got the right section. My husband is going to be redundant in Oct. we have a secured loan from first plus. The monthly payment is £690.00 when made redundant we wont be able to afford this. my mum has given as a gift £30,000 i got a settlement figure as follows Total amount payable £57570.32 rebate £12022.57 admin £150.00 total amount to settle £45697.75 I rang FP they said write in see if they would accept £30,000 i final settlement i doubt they will . They have said the we will
  2. Hi all, Please could I get some advice from you about my first plus and PPI claim, we took out an original loan in aug 2003 via loans.co.uk for 20K plus front loaded PPI (we have since had a refund on this) in dec 2003 we took out a further advance from first plus and so started a new loan for £30k plus added PPI of nearly £8k, we thought that we dealt directly with FP and it was only when we started a PPI mis sale claim in 2007 FP told us that we had taken the loan via a broker Central Trust and that we had to chase them for claim, which we did, they sent us a
  3. HI i have a first plus loan which was taken out just under 5 years ago. i visited their site to claim back my ppi the loan was FOR about £13k and they added the ppi loan of about 2500k. i was paying aroud £168 amonth back. they have now said that that i was misssold and are offering the following : a refund of £1680 + *% interest also the will take 250k ppi + intrest of the loan my payments will be to around 140 a month its this correct or should i get the whole of the ppi money and my payments stay the same? the £1680 is the 140 - 1
  4. Hello all, I have a mortgage with Northern Rock, there is also a secured loan on the property with First Plus and Red castle have had a temporary agreement in place for last 6 months. July payment is my final payment. I do not think that i can return to the full contractual arrangement as I am on a third of the wages that i used to be. Can anyone please advise as to the steps that i should take in order to come out of this mess a little less battered than i would be if I just allowed them to do what they want. Is it worth contacting council re - mortgage rescue scheme? applying
  5. Hi Please can someone give me a little advice with early repayment on a Secured First Plus loan? The situation is that in Februrary 2008 I took out a 40,000 secure loan with First Plus (no PPI). I am wanting to pay this off when I sell my home this year. There should be enough to cover the loan if the interest is calculated in a normal way. I am concerned that I might have a Rule 78 loan (or something like that) and I am concerned that I will have to pay back more than I originally took out? Is there an early redemption penalty that I need to be aware of? On my agreement under
  6. Hello guys, I have recently been made aware by a friend that as a member of the armed forces I may have been wrongly sold PPI by First Plus. I informed them at the time that I would get paid whether I was ill/injured and could not work but they advised me that I would still be able to claim should the unforeseen happen. This seemed like a good idea as it would mean I would still be paid and have my loan paid separately. My friend says that First Plus should have not offered it to a member of the armed forces as I would not be able to claim due to their many confusing rules. Can anyone con
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