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About Me


Found 3 results

  1. I won my employment tribunal claim for discrimination a couple of months ago and am awaiting a remedy hearing at the end of the year. I have re-read the judgement whilst preparing for the remedy hearing and realised that there are several findings of fact that are wrong and are easy to point out to the Tribunal. These findings of fact would not have affected the liability judgement but may be relevant in the remedy deliberations. Can I get these errors corrected and if so, how?
  2. The FCA publishes findings of review into interest-only mortgages and reaches agreement with lenders to contact interest-only borrowers The Financial Conduct Authority (FCA) has published its research into consumers’ ability to repay their interest-only mortgages when they mature. The findings show that many people should be in a good position to repay their mortgage when it is due for repayment. However many borrowers, particularly those whose mortgage is due to be repaid before 2020, will need to take control of their mortgage repayment planning now. To that end the FCA, the Council of Mortgage Lenders (CML) and the Building Societies Association (BSA) are working together to ensure lenders contact their borrowers in order to prompt them into checking their plan for repayment is on track and considering the options available to them. This type of pre-emptive work is indicative of the way the FCA will act in the future, endeavouring to spot potential problem areas and prevent them from developing into bigger issues. By acting now, together with the mortgage sector, the FCA is aiming to prevent interest only borrowers defaulting on their loans in the future. The FCA believes that with careful planning, consideration and engagement with their lender, many interest only borrowers - even those with loans maturing by 2020 - should be able to find a viable way to pay off their mortgage if they take control now. For those set to repay their loan before 2020, Link: http://www.fca.org.uk/news/interest-only-mortgages
  3. The British Bankers’ Associations says it is shocked at the findings of the Financial Services Authority probe into Libor fixing at Barclays. The regulator dished out its largest ever fine to the bank of £59.5m bringing the total cost to the firm in fines to £290m, including US penalties. Chancellor George Osborne today revealed HSBC and Royal Bank of Scotland are also being investigated for Libor fixing. The BBA says: “The BBA is shocked by yesterday’s report about Libor. The banks which contribute to the Libor rate must meet the necessary obligations to their regulators. “The BBA has proactively co-operated with the authorities at every stage and will continue to work with the regulatory investigations into Libor, submitting information and making staff available for interview.” A review into Libor was launched in March that will consider how rates are set in the future. Link: http://www.mortgagestrategy.co.uk/regulation/bba-shocked-at-fsa-libor-findings/1053787.article
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