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Hi, First a little background about me. I am in my early 20s and unemployed but NOT claiming jobseekers employment. I am living with my parents and do make a little money on the internet but not enough for it to be taxable. I took out my first wonga loan in November of £275 and it was due in December. I took the extension of about a week from my promised date as due to christmas I was stretched but then repaid everything in full along with the interest - around £360 - within that extension period of 1 week or so. I again took a £475 loan from them in January, and it is due with