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Found 19 results

  1. https://www.theguardian.com/business/2017/jan/03/petrol-food-prices-uk-rising-2017 http://www.telegraph.co.uk/business/2017/01/10/food-prices-rise-inflation-returns-supermarkets/
  2. Hello helpful people. First off a huge thanks to all who have posted here, you have helped this long-time "lurker" to a successfully upheld claim with the Halifax for my credit card PPI. My card has had a largish balance on it for nearly all of its 15 years and my average PPI payment per month has been £28, with many payments £30-£35. My situation is thus. The SAR came back with ALL statements and payment details going right back to the issuing of the card in June 1999, so there should be no guessing or averaging on the part of the bank. I painstakingly input all th
  3. Hi all, I have searched the forum and found lots of good advice but not the specific detail I am looking for hope you can help. I work in manufacturing as a shift manager, I have always got into work early and often leave late (versus contracted hours) however my employer is now expecting this and planning meeting etc out with contracted hours for myself and all my colleagues. On discussion my direct Manager says that it is "expected for us to do additional hours" I now have a problem with this attitude, but before I dig my heels in I would like to know where I stand legall
  4. Hi, I am going to cancel my car insurance as I have found it cheaper else where, I’m currently paying £3120 a year (£260 on the 16th of the month) I have found it for £1160 a year. I phoned up my current insurer and asked them what I would be charged to cancel, they told me it would be £467.19p to cancel surely this can’t be right, the bloke on the phone assured me that it was the correct fee and was nothing he or I could do about it and said if I needed to I could pay it off monthly over 2 years with no interest. Just wondering if this seems correct and if not what I should do about it.
  5. I have recently been investigating a consolidated loan that was taken out in 2005 and have today received a copy of the credit agreement from GE. The document is headed igroup and GE have confirmed that this is there company and that Loans.co.uk brokered this loan. I am now in the process of starting my PPI complaint as it was a single premium of £4320 on top of a loan of £35k. The interest was 16.25%. At no time were we given any advice or options i.e. monthly PPI. I have only just established that the PPI only covered 5 years of the loan which was taken
  6. I have 4 accounts with Vodafone (1 personal, 1 work, 1 data and 1 for the wife). When I took out the contract with Vodafone I have recently moved across from overseas and did not have an established long term credit record. As a result the sales person requested that I pay a £20 fee for the new contract - something I was willing to do as the contract was a good deal and I would get further discount through the employee advantage scheme. I signed up for the employees advantage scheme and got notified that it was active and looking back at my bills the discount had been applied. I r
  7. Hi guys, I'm hoping someone on here can help me, I have a nissan primastar van and the gearbox is on its way out. My question is what is a reasonable mileage to expect from a gearbox for a commercial vehicles gearbox. My 2008 van has done 70000 miles and has a full service history. I am aware of the sale of goods act and that it should be fit for reasonable use, however 70000miles for a commercial doesnt seem to be right. Does anybody know of any claims or law suits against any vehicle manufacturer concerning gearbox lifetimes that i can use as evidence to back up my c
  8. Five of Britain’s biggest lenders have been told by the Bank of England they must raise more than £13bn between them to close a £27bn blackhole in their balance sheets. Lloyds Banking Group has been told it must set out plans to raise an additional £7bn, more than double the £3.2bn Royal Bank of Scotland has been told it must raise, while Barclays will have to find an additional £1.7bn of new capital and Co-op Bank £1.5bn. The capital raisings follow a stress test exercise on the lenders conducted by the Prudential Regulation Authority (PRA), which found a total capital shortfall in the
  9. http://www.mirror.co.uk/money/personal-finance/christmas-presents-britons-set-to-spend-1432814
  10. Insolvency practitioners warn that household finances are set to come under renewed pressure this winter. Personal insolvency figures are predicted to fall further tomorrow, but experts warned the recent improving trend is likely to hit a turning point soon, with large numbers of people still living on the brink. Charles Turner, vice-president of the Insolvency Practitioners Association (IPA), expects personal insolvencies to fall further from the four-year low set in the second quarter of this year to around 26,600 in official figures for the third quarter published tomorrow. Within thi
  11. Comes as Lloyds announce they are to set aside a further £1b for PPI claims,bringing the total for them to £5b http://www.bbc.co.uk/news/business-20164521
  12. ECJ Gender directive. Background. Draft Directive on Equal Treatment On 2 July 2008, under its ‘Renewed Social Agenda’, the European Commission adopted a non discrimination package including a proposal for a new directive on equal treatment. This proposal prohibits discrimination on grounds of age, disability, sexual orientation and religion or belief outside the employment sphere, in the areas of social protection, including social security and health care; education; and access to and supply of goods and services which are commercially available to the
  13. The second wettest summer on record has blighted UK harvests and will lead to food price rises, farmers and retailers have warned. Wheat yields in England are down by almost 15% on the five-year average, the National Farmers' Union (NFU) reported, with some areas in the west of England suffering worst from the summer rain. The world price of grain has already been rising in recent months following a heatwave in Russia and the worst drought in 50 years in the US, which destroyed 45% of corn and 35% of the soya bean crop. Read more here :- http://www.guardian.co.uk/environment/2012/oct/
  14. http://www.dailymail.co.uk/money/news/article-2210537/Tescos-profits-fall-time-20-years.html
  15. Lowell have been on my back for £903 which they say I owe Home shopping. I accepted responsibility for £650 which is the actual amount. For months they have refused to lower this figure to the amount I readily accept , and insist I pay them the £903. I have told them on many occasions , (never by phone , but by email only) to GFT's. Following advice on CAG , I contacted them , again by email , and told them that as we are on full benefits , I will pay them £1.00 per month. I recieved a email from Lowell yesterday saying that they will accept £1.01p a month over
  16. http://www.thisismoney.co.uk/money/mortgageshome/article-2180031/100-000-homeowners-set-default-mortgages.html
  17. Hi I'll try and keep it short. I'm currently in receipt of sickness (longterm) related Income Support and Housing Benefit. Anytime soon I'm expecting a lump-sum payment which will take me over the £16k savings criteria (I assume this is still the max limit) which means I'll no longer be entitled to receive these benefits. My query is what actually happens to my current claim? Fag packet maths say I'll be below the £16k in around 15 months time where I would be entitled to some benefits. I dont expect my health to improve during this time. Is it a case of starting afresh
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