Hi, Today my partner received a letter from Lowell's Finance telling her she owed a very large amount of money on a Littlewoods account. She has had a Littlewoods account in the past but it was paid up and closed about two years ago. So now we are left in a weird position, this money has accrued and we haven't had any post about it before now, from Lowell's or Littlewoods. We can't remember any log-in information, and when we try to recover the forgotten password with my partners email, it tells us there is no account existing with that email address. We don't know if it's some kind of mistake, or we have been the victims of fraud for over a year. But it's definitely not us that have used this account, and now I'm worried that we have been left with a bill and our credit affected because someone else has opened a Littlewoods account in my partners name. Any advice would be much appreciated.

Hi, I took out a 14 day trial of David lloyds gym. I suffered a shock Bereavement so did not attend the gym as regularly as I would have liked. I attended in the last hour of my final day of trial. I formed salesman wanted to see me prior to me using the gym. Aggressive sales tactics ensued which were bullying. I informed the salesman that I did not want to join that nite... I told him I had had a recent sudden Bereavement and was tired and had come in to use the pool to relax. I also told him I had not been a to use the classes so was unable to decide if the gym was for me. More sales tactics. I was sent home to get my debit card. I returned stating I did not want to join. He then said he could take a joining fee but not submit my membership... He would give me three one day passes to use over the weekend. If I did not contact him on the Monday he would not submit my membership into the system. He also said there was a 7 day cooling off period. I was eventually worn down and gave debit card for the joining fee. I felt cornered... There was no way he was going to let me leave and he was not listening to what I was saying. I was mentally exhausted. I was given no copy of paperwork. As I left I turned round to notice him sniggering with a male colleague. I felt bullied into submission. This left me not feeling inclined to join the gym. Therefore I did not use the three one day passes. I Di not contact him by phone on the Monday saying I wanted to join. I sent a letter explaini g the above and stating I did not want to join the gym. 4 months later I find out two dd payments have been taken from my bank. I cancelled the dd. I wrote a letter to the salesman stating this must be an administrative error and to refund me my money. I have had no response from gym but not long after my letter... I have been contacted by arc europe chasing me for a ridiculous amount of money. A particular chap has been very aggressive on the phone. I have been threatened with solicitors. I have a long term disability which is being exacerbated by what I can only call this fraudulent sale by this salesman who is obviously more interested in his commission than acting professionally. Would appreciate any advice. Would appreciate any advice?