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About Me


Found 6 results

  1. Hello I'm new here, but just wondered if anyone has experience with successfully challenging and overthrowing an ombudsman's final decision. The Financial ombudsman has made lots of poor excuses and failed to look at the significant evidence that yes car credit/direct auto have mis sold ppi and other insurances without permission. Many thanks if u can advise
  2. Please help, my best friend just had a baby and had to relocate near families After vacating the property and asking landlord for refund of deposit, landlord is finding lots of excuses to grab whole deposit and worse the agency is on the side of the lanlord basically these are the charges eplace smashed centre light fitting Replace/repair pull-switch and refit to ceiling Replace broken toilet seat and flushing mechanism. £80.00 · Bedroom Re-decorate £100 · Kitchen Replace electric cooker (which was new when tenants moved in) £150.00
  3. From dangerous daffodils being banned on a village green, to pork crackling not on the menu at a restaurant because it might splash the chef – complaints from the public being fobbed off with ‘elf and safety excuses are at a record high. In the overwhelming majority of cases, the HSE panel has confirmed that health and safety regulations do not ban the activity and that ‘health and safety’ is being used as a smokescreen, usually to hide poor customer service. Here's some of the more stupid excuses: pork crackling not on the menu at a restaurant because it might splash t
  4. The excuses were all used in unsuccessful appeals against HMRC penalties for late filing and payment. Here’s the full list: My pet dog ate my tax return…and all the reminders. I was up a mountain in Wales, and couldn’t find a postbox or get an internet signal. I fell in with the wrong crowd. I’ve been travelling the world, trying to escape from a foreign intelligence agency. Barack Obama is in charge of my finances. I’ve been busy looking after a flock of escaped parrots and some fox cubs. A work colleague borrowed my tax return, to photocopy it, and didn’t give it back.
  5. An “economically damaging” shortage of lending to small and medium-sized companies cannot be blamed on weak demand or the poor quality of applicants, ministers will be told on Friday. Independent research commissioned by the Government will reject banks’ claims that their consistently weak lending to small businesses is simply down to a lack of desire for credit. In findings that will pile more pressure on lenders, the National Institute of Economic and Social Research (NIESR) said that there is clear evidence of on-going tight credit supply conditions, well after the height of the econo
  6. My father-in-law died four months ago, with me acting as executor of the will. As you will see from the correspondence, I first notified Britannia along with the other banks and financial institutions concerned four days later. On receiving no response from Britannia, I wrote again enclosing the death certificate and probate form which were duly returned with just a compliments slip. A month on I wrote again. In the interim I phoned twice and contacted them via email through their website, getting acknowledgements each time but no response to my enquiries. Then you received a letter conf
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