Hi there,
Looking for a little advise if possible please.
We took out a loan many years ago 2004 roughly for 35000.
We would like to sell our home and have a potential offer for the house we'd like to accept.
However..
We thought we would be able to cover the costs with the sale as first plus said we only had 11300 (roughly) outstanding.. This took a while to even get as they kept sending us to Evershed and then evershed would say not us go to first plus.. Very annoying. .
They said that it was minus interest but the total figure cam in today just say £29,689.07 which makes the interest near 20000 to settle early.. ??
There was no breakdown and figure cam from evershed and not first plus whom I ask for the settlement amount.
Question does this seem ridiculously high?
Can I go back to evershed and say please be sensible we all want our money and can we come to a better arrangement,
Not got the contact to hand right now but can dig out if there is anything else you needed to help me out.
Please help as I really want to clear and move out of current house for fresh start with my family..
There is money in the house, main problem I need that as deposit for new place...