Hi there.
My brother and I are in very similar positions with our houses in that we both bought around the same time last year
and selling the same time this year.
The big difference is between our ERC's which we both have Nationwide.
My ERC will likely be around £3500 which I do think is excessive and unaffordable (hence the sale)
but my brothers is £9,500 which seems totally ridiculous. It's essentially 5% of his mortgage.
Where do we stand with these. I saw the stickies but they appeared to be around 2007 so am not sure what has changed if anything.
Any h