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  1. Hi everyone I need some urgent advice, any opinions really appreciated. Here is my situation: I currently own a property with a single mortgage with Intelligent Finance. I am buying a new property and converting my mortgage to a Joint mortgage with my partner. We have had our offer on the new house accepted. We have both checked our credit reports with Experian and Equifax. Our scores with Experian are 971 and 999 respectively. With Equifax are scores are in the 'Good' and 'Excellent' range. HOWEVER, we have realised that my partner is not, and has never been, on the E
  2. Hi. Any help with this would be appreciated. I share my name with my father (though we have different middle names, and these are displayed on my file) and his electoral roll info appeared on my Equifax credit file last year. The electoral roll section shows my info, covering my time at my parents address and my current address, and my father's. This hasn't really been a problem until last week when I was alerted to new credit agreement with Vanquis Bank on my file. My first thought was identity fraud. However, a conversation with my mother revealed it was my dad's new credit card.
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