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Found 7 results

  1. Morning Everyone, I have decided to try help my family members out looking into what I believe is a secured loan. Apparently it first got taken out in 2007 with First Plus and it is now with Elderbridge. They have been paying the payments as usual for the last 12 years. The amount borrowed was £25,000 and after paying for 12 years the settlement figure is £20,000. How can this be possible! I sent Elderbridge a SAR request and all they have sent is a 5 page statement of payments since the loan was taken out. Now I am by no means an expert but surely a lot more inform
  2. I took out a secured loan (2nd Mortgage) with FP in 2005 for £55,000 they added PPI £13,469.50. The grand total = £68,469.50 WOW. This was a 20 year term to consolidate debts following an extension and a rogue builder. Looking back I can't believe that I did this but hindsight = 20/20 vision and all that. The house and mortgage is in my name but FirstPlus adviser told me that I stood better chance of getting the loan if my partner was on the loan. I reclaimed the PPI through the FOS in around 2008 and FOS ordered them to restructure the loan and put it back into a position
  3. Hi I took out a secured loan in 2003 through a broker called freedom finance who are no longer trading , PPI was added to the loan . I missed a couple of payments when the acct was passed to GE money , but always made up the missed payments over 2 months by paying extra on the contractual payments . The charges from the arrears charges have accrued interest and now stand at £1700. The loan was passed to Elderbridge last year and I have continued to pay the CMI , and when I could made a extra payment to reduce the arrears. I managed to dig out the contract and was
  4. Hi I took out loan with firstplus in 2008 for 13 year term long story short I've paid back principal and more. got made redundant a few years back got into arrears about £8k in total but got back on track. recently wife lost job so missed a month and paying less than full amount this month. looking to short sell Any ideas my wife is upset about it but we've been good payers
  5. They want to Evict me,can you help. Can someone please advise what I can do to stop Elderbridge (company that purchased from Barclays, all Firstplus accounts) evicting me from my house, I have received a letter today from Elderbridge stating that they are instructing their solicitors (Eversheds) to ask the court to set a date for Elderbridge to take possession of my property. What I want to know is if they can do this as the original repossession order was granted to Firstplus who have gone bust (and then taken on by Barclays as they were the bank that set up Firstplus)
  6. Hi guys, I'm new on this site, so please be gentle... I took out a £85K loan with Firstplus in 2006 for a business, unfortunately, in 2010 our main client stop paying us, and that's when the problems started. FP were great to start with and let me pay reduced payments, but the arrears built up. Eventually, they transferred the loan to a company call Redcastle (still on reduced payments) and then at the start of this years to another company called Elderbridge. I contacted a website called [removed] and the advice one of their recommended advisors gave me some bad a
  7. Hello all it has been a while since I posted here. I have had a loan wth GE money that has been in force for a number of years. I just recieved a letter from GE Money stating that the Loan is going to be transferred to Elderbridge Ltd. They state that in the terms and conditions of my loan with them that there is consent to transfer. I am trying to find the paperwork. But was wondering as a general point if this could an opportunity to free myself from this arrangement. We have been only paying minimum amounts and its taking an age to pay them off. As alwa
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