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Showing results for tags 'egg and interest rates'.

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  1. fro

    My wife and egg

    Hi All, I need advise on this please, used to have an egg card in the past but the account got cancelled when they got taken over - cos of my good relationship with them I advise my wife to apply for an egg card and move her balances to enjoy a period of 0% Apr. Only problem is she didn't move the balance and won't get approved for another Ccard, she has been paying for months but the interest applied to the account is £70 when she is paying £80 by DD. I have just asked to look at the account and just couldn't believe it. She is on maternity at the moment and has decided it would be more expensive to go back to work, all maternity payment has been paid and she is not earning anymore. Egg keep calling the house phone so I paid £142 on my card, to balance the account + interest, I asked the customer service why the huge interest he said she was notified of the increase, which she can't recall. Now my question is can they just keep increasing their interest rates like this? and where does my wife stand in regards to paying back the debt? I told egg on the phone that I am willing to make the payments since my wife is not working but will not like to be paying such interest. I have also put this into writing(in her name) to their card services highlighting that I will give her some money to pay some debt until she can find a job that fits into our lives but on condition that they stop charging interest. The letter arrived there 25/08/2010 still waiting for their response. Also do you think they can send someone round the house etc - since all property is in my name will they be able to take anything if it comes to that?
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